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I need advice
| Mon, 12-07-2009 - 12:33pm |
So I have completely re-vamped my budget. I really have dug a hole for myself and I am going to climb back out...yet AGAIN!
Here are my goals for 2010....
1) rebuild efund to $1000 (currently sitting at $0 - yes I know BAD BAD BAD!!!) I am going to do that with my tax refund.
2) Incorporate the "envelope system" for things like lunch money and

I would either put it in the Efund or medical bills.
Hi, Dana.
How about splitting the excess - half of it to the eFund and half toward debt?
Robyn
I would keep at least $100-$200 buffer in the checking account to cover unexpecteds.