I am having such a hard time

iVillage Member
Registered: 07-05-2006
I am having such a hard time
17
Tue, 12-15-2009 - 1:25pm

I have so much going on in my life right now! I don't even know where to start. First off, I have no money left for this week. My mortgage is due tomorrow and I am short $100 dollars! Just $100 measly dollars that I can't seem to find anywhere and I'm all of a sudden going to be late and I'll have to pay that dreaded late fee of $50 dollars! I was all set to get that hundred dollars today at piano lessons but now I have a husband that's not going to be home in time and I also have a really sick child that is throwing up everywhere. So I called one of my mothers and explained that I could do the lessons if I could bring my two youngest kids and leave my sick child at home for a half hour, but even that is just me desperately grasping at straws. She told me not to worry about lessons and that she's sure everyone would understand my dilemma, but that still leaves me missing $100 dollars and I really just want to cry! I feel like I'm not able to do my job. I teach piano but a lot of the time, due to my husbands schedule, I'm just not reliable! And then I get mad at him because we really need my piano money at the moment and I feel like he's not hurrying enough or it's not important enough for him to get home on time so I can go do my job! I just want to not have to worry about this anymore! I have all these extra expenses coming up and I know that unless some miracle happens, we're not going to be able to cover everything. And they are all stupid expenses that I could probably say no to, but by saying no, it's just reiterating the fact that we're too poor to live normally!

My son got a free children's ticket to a hockey game because he was a good student (a high achiever). They are honoring all the high achievers of New Hampshire at this game and he gets a $10 dollar gift card to their gift shop, but in order to go, I have to order a 17 dollar adult ticket by this Friday.

I bought some highly discounted photo Christmas cards. 20 of them for 6 dollars with pics of my kids. Just enough to send to my close friends and family, but in order to send them I have to buy stamps.

I have the opportunity to sign my son up for a Lacrosse camp for only $25 dollars and they are going to supply the equipment for him. Only $25 dollars for him to learn about lacrosse for 8 weeks. He would love it and it's right down the street from us, but $25 dollars seems like an enormous sum right now!

See - little things like this, not huge bills or anything. Those are getting paid, but it's the little things in life I can't seem to find the money for. I knew this month would be hard for us, but I was hoping that we could do whatever it took to make as much money as possible so we could scrape by. Then last week I have to cancel 90 dollars worth of lessons because we had scarlet fever and this week I have to cancel those same 90 dollars worth of lessons because my husband won't be home in time. That's $180 dollars I've missed out of my income in the past two weeks. That right there would have paid for all of those little things I can't afford this week and my mortgage wouldn't have been late.

My husband has a check from his second job waiting for him for about $150 dollars, but the guy who writes the checks is never there when DH is and we've been waiting to get this check for 3 weeks now. I need it so bad, it's the only hope I have, but it's probably going to be too little too late for this week.

I'm just overwhelmed and I haven't been scrambling for money like this for a long time! It's got me pretty depressed today.

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iVillage Member
Registered: 11-14-2008
Tue, 12-15-2009 - 2:02pm

I know this dance very well. This kid money for milk at school, the other one needs money for the dance. Its always something.

I know it is hard, but you need to worry less about the little things and work harder at getting that mortgage paid on time. The more times you do that the less $50 fees you will have to deal with and the little things will fall into place.

It is hard to be the mom. Everyone wants you to earn income but isn't willing to change anything for you to do so. You just have to give and give. Not fair at all. Oh yeah and do 70% of the house work on top of it, shop, plan for and cook meals and plan all the family entertainment.

Its never dad they run to when they are out of clean socks is it?

Sorry, I am wallowing in self pity today. Having a terrible day, things are blowing up at work and I have no idea what to cook for dinner. I need a nap!

Hang in there Abby. Once the debt is repaid(you are so close) you will have extra cash for some things. And the kids will get older and things will get less hectic. Breathe!


iVillage Member
Registered: 08-04-2008
Tue, 12-15-2009 - 2:10pm

Huggs - hang in there it will turn around soon.




iVillage Member
Registered: 08-04-2008
Tue, 12-15-2009 - 2:12pm

You made me feel lucky to have my DH.




iVillage Member
Registered: 07-05-2006
Tue, 12-15-2009 - 2:17pm
Thanks! The problem with that check is that the guy that writes the checks only works in the mornings and it's also a half hour away so we'd waste more gas in the process of getting the check. I don't think my husband will be doing this Christmas job next year. They have treated him horribly this year. The guy calls every single day that my husband works, asking if he's available, but on DH's days off, he never calls! And then they've had this check that they've owed him for 3 weeks. I told my husband a week ago to request that they mail it to him. It has just been a nightmare this year! The money they owe him is from him driving 400 Christmas trees all the way to New York City for them. It took him 13 hours of straight driving in their rickety truck that didn't even look inspectable! He worked like a dog for them and now they can't give him the money they owe him unless he's willing to drive down on his time off in the morning. I'm fed up with them! We're going to pick it up on Friday morning when we're going to be in the area anyway.

iVillage Member
Registered: 08-02-1998
Tue, 12-15-2009 - 3:01pm

Abbie
Sorry to hear you are dealing with so much right now.
Is it possible for your son to go with a friends parent? Then you wouldn't have to buy a ticket for yourself to go and he would still get to go to the game and use his gift card as well.
As for the Lacrosse could you ask a grandparent or other relative to pay it for his Christmas gift?

Sharon





iVillage Member
Registered: 07-05-2006
Tue, 12-15-2009 - 3:50pm
Interesting possibilities. One of his good friends got a high achiever ticket as well. I wonder if they are going. I'll have to call. As far as the Lacrosse thing, I'll have to think about it. I have to register online and I know the grandparents aren't going to do that! But thank you for the ideas.

iVillage Member
Registered: 07-05-2006
Tue, 12-15-2009 - 3:53pm
Get this guys...I'm sitting her struggling to pull money out of you know where, and I had the discussion with my husband this week about how we had no money to spend so he'd have to stop his eating out habit this week. I made him a lunch today and on top of eating his lunch, he also stops by burger king to the tune of $6.68! And what was his excuse...his stomach hurt so he felt like he had to eat. BURGER KING is going to make your stomach feel better? I'm not sure I'm going to make it through this day!

iVillage Member
Registered: 10-01-2009
Tue, 12-15-2009 - 5:15pm

Abbie...It will be OK...


Now I think Burger Kings should be illegal ...lol...but take it easy on him and yourself...


Be proud of your family's accomplishments...


Duke

iVillage Member
Registered: 12-10-2009
Tue, 12-15-2009 - 6:28pm

Sorry to hear about what your family is going

Liz

student loan paid off 2010

Bathroom remodel loan paid off 2013

Pending Car loan to be paid by the end of 2014!!!!!

 

iVillage Member
Registered: 07-05-2006
Tue, 12-15-2009 - 11:13pm
This day hasn't gotten better yet! It is now 11:09 and I have another sick kid. He's been throwing up every 15 minutes for the last 4 hours. I'm just hoping I don't get it because I have tickets to go see the Boston Holiday Pops, with dinner included this Friday! I have been excited for WEEKs to go to this event and I haven't done anything this exciting or 'expensive' in about 5 years! I'm washing my hands like a maniac! Oh - there he goes again, running to the bathroom. I don't know what to do!

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