I hate cars
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| Tue, 01-12-2010 - 3:50pm |
Well, having a bad day.
My BF took the truck in today and he keeps getting bad news from the mechanic. Two years ago a new motor needed to be put in and cost 4 grand. I don't know the details or extent yet, but I have a terrible feeling about it.
In all honesty. I'm not surprised. It is a 1994 chevy truck. I was just hoping it would hang on longer.
The problem is, we have no cash for a down payment or money in our budget for another vehicle payment. We just got a new car in June. We needed to trade in Bf's car as it would not have been worth it later as it was getting older too and needed a timing belt and other work. So we have 2 and 1/2 years left to pay on that baby(0%) but still, no fun.
Another problem is BF wants another truck and I want a smaller SUV. I'm not really going to argue this one. I may just let the numbers speak for themselves. He might have to settle for something less than what is ideal for him. I know what is ideal and how much it costs and we cannot afford that. I need to fit two kids and boxes for work in a vehicle, other than that I really am not going to put up much of a fuss.
About a year and a half ago I had to save money to get out of a lease(got it in the divorce! yippee). My mileage was going to go over and there was a bit of damage on the front bumper. The dealership was terrible to work with. It was a complete night mare. I had to pay out 2 months(it was almost up) and damages on the truck.
What I should be doing is counting my lucky stars we were able to drive BFs truck for as long as we did. I am just not prepared and don't have many options. We are going over the budget tonight. Fun, Fun.
Ho Hum....it just seems my dreams of a house are slipping farther and farther away.
I hate cars.



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Thank you everyone for all the positive thoughts.
It looks like it is a cracked transfer case and the trani as well as a couple other small things. Bf and I decided to go with fixing it for a few different reasons.
We can get a good deal on the labor, and it will be a rebuilt transmission. Apart from the new motor 2 years ago we have put 300 in maintenance into the truck for two years of driving. It is a really good truck. We have the cash(should work out to 1500). Boy do those second jobs ever pay off in stress relief alone. Plus I had put 500 into the car maintenance fund.
I have decided to make the student loan repayment line(for extra money we get) into just a general saving category. We can revisit it if something else goes wrong with the truck(not much else to go wrong!) or we decide to pay off more student loan or whatever(above and beyond what we do already). I will continue to put my monthly car maintenance in savings too.
Even though it is a lot of money this solution works for us so we can continue on as we are and not have to stress about another payment. Who knows, the truck could last for a good deal longer.
This makes my dreams for a house seem far away but I just need to concentrate on the positive right now.
Glad you were able to come to a solution that works for you. The good thing about keeping the truck is that you know its history and you know exactly what you have. I bet once its fixed up it will last you a long time!
And try not to worry to much about the house. The way I see it, you have managed to come through the worst recession since the great depression as a business owner, pay off debts and keep your head above water. Once the great recession is fully over and people are buying and spending money again, your business will boom and you will be able to pay of debts/save for a house that much faster!
Bex -
"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."
Bex -
I can empathize so much with the dreams on hold and vehicle repair costs!
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