I always pay it, as you pointed out, before I can spend it. I don't have CC, however. I know some of the folks here pay the flake right after the closing date of the CC (?) because it saves them in interest (?). But if you're apt to spend it, I say pay it ASAP! =c) WHEN you pay it won't affect the fact that it's a flake, so do what works for you. =c)
bumping up posting
FLINGING DEBT: