I want to cry!!!
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I want to cry!!!
| Tue, 05-18-2010 - 9:57pm |
I am so upset right now I can barely type this :(
Remember how I JUST posted how I was ahead of schedule and I had gotten more money from my house sale then I thought.
Well it was a mistake. A BIG one. On the part of the lawyer and the morrgage company. They faxed the wrong form and then when the fixed the form they forgot a page. Long story short, I am now getting $10k LESS then what I was originally told.
I want to cry. I had everything on budget and now it looks like I am going be short!!!

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Bex, sorry to hear this - it sucks.
To be honest, when I saw how quickly you were doing things (buying new house, renovations) and budgeting so tightly - I saw a recipe for disaster. Of course, you could not predict this would happen - but I think we've seen here that stuff like this does happen - more often that we'd like to think. I also don't think I could have said anything about it, as in the past few days we've seen some turmoil here when someone posted something less than supportive, shall we say. Also I mostly lurk here, so I don't think my suggestions - were they offered - would have been welcomed.
You seem like a very resourceful, smart person though - so I have no doubt you'll manage somehow to juggle the situation and work things out. Good luck - you seem to have a very supportive group here.
Thanks for the kind words. No worries about offending me. I have a pretty thick skin and take things in the spirit they were offered.
I retrospect I should have known, but I trusted the lawyer/ mortgage company. If I really felt like being a you-know-what I could go back and demand the rest since I never signed anything with the "updated" amount. Everything I signed had the old amount. BUT the reality is it WAS a mistake, a big one, but a mistake none the less.
So I think I am going to do the following:
Return everything and anything I can. A lot of it can't be returned, but some can. Every little bit helps!
Reduce the number of rooms I am painting for now. See how much I can get back there.
I guess I'm just going to have to wait until the dust clears.
*sigh*
Bex -
"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."
Bex -
Bex, how horrible!
Kate
Have you signed yet? Tell them you are willing to meet them half way but that is huge mistake and you are really upset?
Mom might have to wait a bit?, but I agree return what you can.
I am still thinking about what you said about the RRSP and the kids etc. It really gave me a lot to think about and my brain is doing a dance right now. I sure do value you advice. Thanks again.
You will figure it out.
Big girls don't cry, they drink lots of wine, and then maybe cry.
Bex -
Huggssss
Remember the line from the fable: Don't count your chickens before they hatch! It is a reminder to us not to spend what we do not have.
I do it all the time, though! Yesterday I adjusted my budget based on the projected sale of my BMW and redid it with a payoff on a CC. Well the engine light went on the BMW, so I will either get less for it or have to do another repair.
I still have not gotten our tax refund and keep moving that projected payment back in my budget.
I guess one great lesson is that you can't spend what you don't have, even if it seems like a sure thing because it does get you in a lot of trouble down the road.
-Marie
Thanks everyone,
I feel a little bit better. I guess if I have to carry debt, I carry debt and go back to the tried and true principles of paying it off.
I'm still annoyed though. There are so many things that I haven't bought yet that will have to wait (read, rugs, end tables, curtains, a bed!!!) I thought at 28 I would be beyond sleeping on a mattress on the floor but I refuse to go any further into debt then I already am!!!
Bex -
"Yesterday is history, tomorrow is a mystery, today is a gift -thats why its called the present."
Bex -
FLINGING DEBT:
Oh, Bex!!!!
Robyn CL- Debt Support Group
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