My Update

It's been a long time since I have been here. A lot has happened. First, I had to put a new tranmission in my car, wahoo! This means I have spent $3000 on my car in the last two years. The only two orginal parts to my car are radiator (sp??) and the acutally engine.

I was doing yearly payment plans put they just seemed little such small bady steps. so, now I'm doing monthly payment plans. Which mean at the end of every month, I sit down with my finances and make up a payment plan for the coming month. This way I feel like I'm doing something. Also, I pay all cards minumin except the 'target' card', which gets what is every left of the lotted $250 I use for debt payment plans. Also, I took all my money except of the min. amount out of my saving account it was only earning 1.35%. I figure it was better off going to be high interest rate debt.

This is my update for now. I'll try to check in more often, but life doesn't seem to be slowing down at all, actually looks like I might be able to breathe around Septemeber. LOL.

Jenny