$70,000 in credit card debt...yep..
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|Mon, 05-26-2008 - 12:21am|
Yep there it is.
I won't go into how and why and when. We all know the stories..the excuses...the justifications. All I will say is that I let my checking account get attached to my credit card and lots of overdrafts came off it. BAD idea.
Today is a new day. A new life.
I told my husband today. I hyperventilated so bad when I told him. I thought he would leave me. Nope, he said "I don't really care"
Of course he does. What he meant was that as long and me and the kids are okay, we will deal with whatever, however we need to.
I can tell that he is a bit mad and a bit disappointed. But I can also tell that he loves me and is glad I told him instead of hiding it like so many women do.
If you are hiding any amount from your husband, TELL HIM!!!! I feel a ton better.
I am anxious to get started. I think if I can put about 1300 a month, I can have it paid off in 4 years or so. Luckily, we have never been late on a payment, but the payments are getting out of hand now. I am going to get a job and cut back on all extra shopping trips.
Don't think I'm not taking it seriously. $70K is a HUGE and mindboggling number. But I know I can do this. I will do this. I have to do this.
Any success stories with huge debts like this?