so happy to have found this forum
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|Fri, 06-13-2008 - 12:15pm|
Like everyone else on here, I have money issues. Lurking on here and reading the posts has definitely made me feel better, so I thought I'd finally pop out and say hi.
My debt isn't as bad as it could be, I guess... $7,500 on one credit card, and that's about it. I don't have a car payment (although my car is old and is beginning to need regular pricey repairs). I live with my boyfriend, who has a mortgage, and I pay him $600/mo for rent and bills. My own belongings are in storage, which runs $165/mo and is auto-debited from my credit card (which makes the balance tick up a little every month).
We don't have student loans or medical debt, thankfully. He has a motorcycle, though, that he puts most of his extra money into upgrading. I have a budget that I try to stick to every month, but the cost of gas and the rising cost of other things has made my monthly gas and food budgets almost impossible to stick to, so I try to reshuffle the budget each month to accommodate the overages. It's a constant reorganization.
I guess my biggest stress is that my boyfriend isn't on board with budgeting and saving. I try to talk about budgets with him, but he glazes over or changes the subject (weird, because he's an accountant!). We don't have a household account that expenses come out of, and I find that I'm usually the one buying the groceries, simply because I get home before he does. He doesn't have savings, either. I have a Keep the Change account that I try to sock a little extra into every month, but it's only a few hundred dollars right now. I can only afford to put $400/mo on my credit card, which barely makes a dent in the balance.