I don't have the Dave Ramsey one, but these are my two favourite sites:
To build a budget I use this one. Gail is a Canadian financial planner who has a show (which is now airing in the US I believe). She advocates using percentages to figure out where your money should be going and using a jar system (you take out the money you are allowed to spend for the week and put them in "jars". Once the money is gone, its gone). This site tells you how much should go in your jars and helps you build the budget.
This is a debt reduction calculator that I love. It tells you how long it will take you to get out of debt and lets you play around with minimums:
Hope these help!
I'm not sure, but were you looking for the weblinks I left for Shannon?
I had sent her these links :
Dave Ramsey's plan :
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