Hello

iVillage Member
Registered: 06-27-2006
Hello
13
Wed, 01-13-2010 - 3:00pm

I have been away from this board for so long, I think that an introduction is more in order.


My husband and I had pretty much paid off or paid down all our credit cards.

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iVillage Member
Registered: 11-14-2008
In reply to: ivil_martialartsmom
Wed, 01-13-2010 - 4:47pm

Welcome,

This is a great place to hold yourself accountable.

I understand the need to keep things separate like who pays for what in a relationship but how long is this going to take you to pay back? Is it really fair?

Good luck.


iVillage Member
Registered: 06-27-2006
In reply to: ivil_martialartsmom
Thu, 01-14-2010 - 11:48am

Hi and thank you for the welcome.


I am not sure that it is exactly fair, but

iVillage Member
Registered: 07-15-2003
In reply to: ivil_martialartsmom
Thu, 01-14-2010 - 2:59pm

Just wanted to say a quick hi and welcome. :) I agree a board like this is a great way to stay accountable, I hope it works for you. I also wanted to say that my life is very different from yours (I haven't yet been married and have no kids for example) but I recognize the struggle to learn that the only person you can control is yourself. I also think taking things one day at a time is the way to go. Thinking about how much and how long can often be overwhelming and debilitating. Good luck to you! :) (HUG)



 


Daisypath Anniversary Years Ticker

iVillage Member
Registered: 06-27-2006
In reply to: ivil_martialartsmom
Thu, 01-14-2010 - 3:48pm
Hi and thank you for the welcome.
iVillage Member
Registered: 06-25-2006
In reply to: ivil_martialartsmom
Fri, 01-15-2010 - 8:46am

Hello and welcome!


I don't think keeping credit cards separate is a bad thing at all - my husband and I have been married for 9 years. Early on we had everything merged with me managing it. I tried to control everything and like you learned over time that all that will do is burn me out!


So just this past year we separated out our credit cards. My debt is significant and I can't really dwell on how long it will take me to pay the whole thing off but for now I take comfort that I am not charging on them any more and I am paying off the minium payment PLUS the finance charge each month - and more whenever I can!


Welcome and say hello anytime!

iVillage Member
Registered: 01-15-2010
In reply to: ivil_martialartsmom
Fri, 01-15-2010 - 10:00am

Hello, I'm a lurker and your post has inspired me to post.

iVillage Member
Registered: 06-27-2006
In reply to: ivil_martialartsmom
Fri, 01-15-2010 - 12:52pm

Wow, you have come through a lot.

iVillage Member
Registered: 06-27-2006
In reply to: ivil_martialartsmom
Fri, 01-15-2010 - 1:16pm
Thank you for the welcome.
iVillage Member
Registered: 01-15-2010
In reply to: ivil_martialartsmom
Fri, 01-15-2010 - 1:20pm

Sorry I didn't mean to suggest your DH was having an affair!

iVillage Member
Registered: 08-04-2008
In reply to: ivil_martialartsmom
Fri, 01-15-2010 - 2:52pm

My Dh and I have seperate budgets, but I know what his is and he knows mine.




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