Not so hot...but hanging in there...
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| Sun, 11-30-2003 - 11:30pm |
Financially, things aren't going well for me either. As you all know, this is putting extra stress on my life. I JUST got paid. It's all spoken for already, and I am in the negative. Not good. With the holidays just around the corner, and presents to buy, I'm feeling the pinch. I know that the true meaning of Christmas is the thought and the spirit, but I love to see the faces of my little cousin's faces get excited, as well as seeing my family's faces light up with excitement. I already am in the process of making sometihng for my mom, and I know she'll love it, however, Dad is a tough sell. Considering that I'm inconsiderate for buying a gift certificate to his favorite store to buy what HE wants, and that I don't put any thought into that. Basically he's a jerk, so I have to buy something for him. Something made is not thoughtful, and I am cheap. Gotta love him. I guess to put it bluntly, I'm in about 7,000 credit card debt (which was put on when I was at school....basically whatever my loan didn't cover). My question to you is this...Should I try to get a loan at the bank to just pay them, rather than all the credit cards (mind you one payment minimum is just over 300 dollars).
I just don't know what to do. This teaching stuff and financial crap is piling up and ruining my life and moral. Thanks for listening.
Trix

((((((((((((((((Trix)))))))))))))))))))))
(((((((((((((((((((Trixie))))))))))))))))))))
I'm praying for you!!!
Blessed Be!
Laure-co-cl on migraines & headaches
I just wanted to send you some ((((hugs)))). I got a consolodation loan and it has really helped.
Anyway, I just wanted to send some support.
Take care
Pamela
Ps: Don't worry about that parent. Although it is not fair and completely wrong on her part, she was just taking out frustration.
As for the parent, if she's awful to everyone, how can you expect to be any different than the others. I think it's a great skill to learn how to consider the source and let that crap roll off of your back. When someone is in pain, they usually only know how to communicate from pain. They blame everyone else for the pain inside them. And they project their bad qualities on to other people. She is probably disappointing her daughter all of the time, so she blames you for doing that. My sister is a selfish user, so she tells everyone else that I'm a sselfish user. It's the only thing she can see in others because that is her reality. "Selfish user" are the glasses she looks out of that taint how she sees the world. It took a long time for me to not take that personally. A very long time. But now I have enough feedback from others about me not being that kind of person that I don't believe her skewed view of the world.
Your students are lucky to have a teacher who cares so much. I never had a teacher who cared about whether or not she disappointed me. Many are just punching time clocks and getting through to their vacation time.
On the present thing, I think that discount shopping is very fun. I can usually find something wonderful for each person on my list for between 5 and 10 dollars. Just take your lunch to school for the next month and eat cheaply and you can buy some things. Do you have Ross, Marshalls, TJ Maxx, or even Target or Walmart in your area? You can get your dad a nice looking shirt at any of those places. Then go to Macy's or a nice department store and put his shirt in a box from there. They will often give you a box. Just say you bought something there the other day and forgot to get a box. If your dad complains about that gift, tell him that you spent all of your money on him, but since he's not grateful you'll take the present back and not get him anymore. That would be funny! Of course, I don't take crap from jerks like him. You can't make them happy.
That's my two cents.
MariaC
Trixie
Trixie!
I've been in a debt consolidation program for about a year and a half now. I have over $10,000 credit card debt (yeah, I was stupid) and I pay $291/month. It is definitely worth looking into, hon. I went through Amerix, and they assigned Clarion Debt Management to my case. They automatically take the money from me on the 20th of the month, so I have no worries about getting things paid on time..
Hope that helps, hon.
www.amerix.com