Balanced the checking account....
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Balanced the checking account....
| Sun, 07-05-2009 - 9:28am |
Which was very disappointing.
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I do want to figure out a way to stop DH's spending on the debit.
Kelly, YES!
He is thinking since he is making more now (he is a GF rather than just a journeyman) that the difference in pay (um, $3/hr?) is covering his parking and his $8/day meals.
How about just figuring (together) what IS doable with the 'extra' money and then use an envelope system - he can spend the money in the envelope whenever, however but when it's gone, that's it.
Consider priorities too - if the money is coming from 'entertainment' or from the household grocery budget in order to fund his $8/day in meals ($40/week!) is it worth it to him? Or, would he be willing to brown bag two days a week in order to see a movie in the theater on occasion?
Among other things, you might want to sit down with him and his old paychecks and his new paychecks and look at things like differences in withholding (federal, state, local) - often a very modest increase in gross pay can pop you over into another tax bracket which means more withholding is coming out and you end up with the same (or even less!) take home. Sometimes that just doesn't register until you sit down and look at the check amounts (and it sounds like he doesn't see it).
--Deb R