Landed on my Frugal-Luvin' BUTT....

hello!! GRRRRR-i know only too well how things go like that. 5 months ago, i bought some cookie dough off my bff's dd. (it was for a school fundraising thing)well, 4 months went by and the checks never hit the bank. so i figured they were lost somewhere and i put the money back in. guess what cleared my bank this morning?? yep-all 3 checks. BEFORE my paycheck. but-my car insurance is still pending so i might not get hit with any overdraft fees. i hope not. i had a big mess with overdrafts and bounced