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|Wed, 06-10-2009 - 1:09pm|
Has anyone been thinking about holiday spending yet? Are you shopping or saving for Christmas, or a little bit of both?
I have not really even thought about Christmas. But we do have a *gift fund* in our savings account and I've been trying to keep up the monthly allotment to that. However, it's for all gifts throughout the year, so the balance can fluctuate (especially since we just had graduation!). As for spending, no gifts bought yet. As my kids keep getting older, I've found it's better to wait until about Oct. or early Nov. to see what they really want!