2010 Goals
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| Sun, 12-27-2009 - 3:26pm |
As 2009 winds down, I'm sure there are plenty of us who are already thinking about goals for 2010.
Have you decided on any financial goals for 2010? Are you wanting to reduce your debt load? Would you like to put more money into savings? Do you need to do a budget review? How do you plan to achieve your goals?
What about frugal goals for 2010? Examples could be trying to reduce energy costs, shopping around for a better deal on car/home insurance, spending less on eating out, etc. Any ideas how you will accomplish these?
Do you have any personal goals for yourself? Are you wanting to drop a few pounds by starting an exercise routine or eating healthier? Will you plan more ME time for yourself? Maybe you have a goal related to a hobby?
Please share both your financial, frugal and personal goals for the New Year! You may just inspire someone else!! :-)
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I didn't do this last year and I really want to be on the ball this year.
Financial/Frugal Goals- James takes care of the bills, however I am in charge of the weekly household budget of between $220-240. This budget is to include all household expenses, including prescriptions, doctor's visits, groceries and dining out. It sounds like alot but it doesn't stretch very far with the high costs of medicine, copays and groceries.
So my goals are to:
1. Stay within my budget.
2. Set aside $20 dollars a week from the household to create
One of my goals is reducing clutter.
1. stay on budget
2. pay off CC'd,start paying more on our line of credit( from $600 a month to $800!)
3. save for a new shed and fence
4. pay cash for summer vacation.
5. buy only what's needed when needed nomore clutter!
The
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So far my goals are shaping up like this:
Have you decided on any financial goals for 2010? Are you wanting to reduce your debt load? Would you like to put more money into savings? Do you need to do a budget review? How do you plan to achieve your goals?
Right now we are debt free besides our mortgage.
Getting back on the frugal wagon is a big priority for me. The last six months have been very bad for me. My dd had some medical issues spring up at the end of last school year (she is doing much better now!). That combined with house and car troubles (expensive!), and it was very emotionally and physically draining for a while. I just had to let go of things in order to stay sane! Menu planning, bargain hunting, reusing and recycling, etc...
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