CL Shoestring Budgeting
CL Frugal Families
CL Frugal Living chat (Wed., 9pm ET)
Yes I am within budget and I don't have any credit cards so I'm good there too.
I am getting a bonus though, so I am spending an additional $100 on each of my girls and maybe splurging for stocking stuffers for my DH (we aren't exchanging gifts).
yes it has been cc free.
I will confess, we are not going to be within budget.
Pregnancy & Parenting Message Boards
Ummmm i didn't stay in the budget. I set myself up. LOLOL but not on the CC.
At this point we are well over budget because of ds.