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|Tue, 12-30-2008 - 7:41am|
First off...I know now why people don't pay them! They make it too darn hard. I tried last night to pay off my student loan and spent over an hour on the phone with them. For some reason since my loan is not in repayment yet it wouldn't let me pay the interest, just the principal. I wanted to pay the whole thing off and be done with it.
After being sent to India (via phone) and going around and around with them I think I finally have it figured out. The kicker was at the end of the conversation the guy asked my why I wanted to pay the loan off. Ummm....I really don't like the idea of them charging me $4+ a day in interest when I can pay them off! I wish now I would have thought quickly and gotten smart and said: "You mean not paying you is an option?" Hindsight is 20/20!
Anyway...if all goes as planned I should be debt free other than my mortgage! WOOHOO!
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