Act like I'm a Rookie - Best Budget Tips

Avatar for e13lorena
iVillage Member
Registered: 03-25-2003
Act like I'm a Rookie - Best Budget Tips
3
Thu, 01-08-2009 - 12:54pm

Okay pretend I haven't been here for years and years and give me your best tips on how to start a budget. We've got my new job (new income) and DH's (somewhat newer) job

iVillage Member
Registered: 10-25-2005
Thu, 01-08-2009 - 10:22pm

Erin, if you are looking for a good budget spreadsheet, click on the link below. This website has a number of options, and it already does the formulas for you! This is a free download, so it doesn't cost you a thing! I don't have any great tips, just this link. Good luck and congrats of the new jobs!


http://www.vertex42.com/ExcelTemplates/personal-budget-spreadsheet.html

-Jan


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iVillage Member
Registered: 08-01-2007
Fri, 01-09-2009 - 5:25pm

You sound like you already have a handle on finances since you have been a member here for years and you have not debt! If MS Money works for you then keep using it.


What areas of help do you need?


Things that you may want to remember to save for in a separate fund could be things like - car repairs, tires, septic tank pumping (If you have one) auto insurance annual premium, health insurance yearly co-pays, etc.


I don't know if those are the kinds of things you were referring to.


HTH

iVillage Member
Registered: 03-30-2005
Sun, 01-11-2009 - 7:13pm
oooh - very cool site. Thanks!

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