Insured But Not Protected

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Registered: 03-20-2003
Insured But Not Protected
Thu, 01-12-2006 - 9:29pm

FRIDAY, Jan. 6 (HealthDay News) -- Millions of American families are struggling to pay their medical bills, while others are swimming in debt accrued through doctor and hospital visits, studies reveal.


What's troubling is that a significant percentage of these people have health insurance.


As the cost of medical care continues to rise, consumers are bearing a greater share of their medical expenses. The additional cost-sharing comes in many forms, including higher deductibles and co-payments, separate deductibles for hospital admissions and the move from fixed-fee co-payments to percentage-based "coinsurance." In some cases, health plans are widening limits on coverage of certain treatments.


Read the rest at:


http://health.ivillage.com/familycare/ins/0,,wbnews_8ngc3m9n,00.html 

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