Need some advice

iVillage Member
Registered: 10-31-2002
Need some advice
2
Fri, 01-13-2006 - 11:43am
Hello ladies, I am needing some input. I am taking a course has a non degree student to receive my conditional license to teach special education. This is 535.00 plus 200.00 for books. My salary is less 10. an hr at current, I have search far and wide for scholarhip/grants. Only if you are teaching or in the school system already can you get assistance. Payment plan involves processing fee, which I don't have. I had someone offer to pay 1/2 ,if a match could be found, nope that didn't work.
My big ? is that Carol has offer several times to pay for some of the course fee,I feel really squirrely doing that. When you were dating/relationship, did any of you ladies helped each other out financially? I don't think for me that friends or signf.others should loan, but that is my thought. If I don't take this class. Then it is put off for at least a year maybe longer, and prevents me going into a profession that would make a difference in a lot of ways.
Thank you for thoughts,gracemae59
iVillage Member
Registered: 10-01-2005
Fri, 01-13-2006 - 7:42pm

Hi gracemae,

When I began college 4 years ago, I applied for a student loan. I made an appointment to speak with a financial aid advisor at the community college where I would be taking the courses. I’m not very knowledgeable about education loans/grants/scholarships but I would suspect each is different in regard to stipulations and qualifications- and may differ from state to state. The Stafford loan I applied for required me to not fall under 6 credit hours per semester.

I would make an appointment and speak to a financial aid advisor at the educational institution where you will be taking this course.

As for borrowing money from a girlfriend is concerned, I personally would not do it. Now, some ladies here may be fine with that and that's okay. But, being a woman who has been in a marriage and gone through a divorce, sometimes you see sides of a person you never thought you would in certain circumstances. If she loans you the money and let's say you stop dating, what if she reacts negatively and demands full payment right away? Don't make the mistake of thinking she could never do anything like that. Trust me, in bad situations, sometimes people can be cruel.

If you borrow money from someone personally, make it someone you've known for a while. And, if you and Carol are in a relationship, such as that you both could be considered a "married couple," then that is different as well. In that case, you furthering your education would be an investment in the both of your futures but that would only apply if the both of you were in a solid, committed relationship that had been growing for a number of months, preferably years.

I think that it is fabulous that you want to take this course! Hugs!

iVillage Member
Registered: 02-01-2005
Fri, 01-13-2006 - 8:07pm

I have to agree with RJ on this one Gracemae.

 *Hugs ~  Caly

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