I've got some huge news...

iVillage Member
Registered: 03-26-2003
I've got some huge news...
4
Sat, 02-10-2007 - 3:59pm

I've been offered a new job!


As you all know, I've been completely miserable in my current job and have wanted out for a long time. The stress and aggravation became too much this past holiday season with us being forced to work overtime and being criticized for not working hard enough, etc. etc. So I decided in January to step up the job search and apply for anything and everything that I seemed qualified for and that looked at all interesting.


Then I started worrying because I wasn't getting any phone calls.


Last Wednesday I applied for a job with a company that does conference/event/meeting planning for corporate clients and professional associations. Two days later, I got a call wanting an interview. The interview was this past Monday (Feb. 5). And yesterday, I had an offer. I told them I needed to think it over the weekend.


I need this job. I have to take this job. And I'm very excited because this is something totally different from anything I've ever done, and nobody knows me there, and I can start over.


AND I'M SCARED. Scared, I tell you. After the initial euphoria wore off yesterday afternoon, I've had this enormous sense of dread, like I'm about to make a huge mistake. Yes, I hate my job here. But the benefits are excellent. I would be taking a financial hit taking the new job. Not in terms of salary, but the retirement plan isn't as generous, and I don't know for sure--but I suspect the health insurance isn't as good.


This means I'm going to have to stop therapy--at least for awhile. My therapist knows this. Well, she doesn't know about the job offer yet. But she knows that if I leave my current job, I'll have to stop therapy at least temporarily. She says we'll work it out, prepare for the transition, etc. But I'm still scared. I didn't expect to get a new job so fast. This was the FIRST interview I had. I figured it would take several months. I don't feel ready.


I'm scared of the insurance. Very scared. It's the same insurer that I have at my current employer's (thank God), but in the formal offer letter, it says that I will have a 90-day probationary period and will be eligible for the insurance after that.


I have several prescriptions I take every day. And I have to go 3 months without insurance? That's going to cost a fortune to fill those prescriptions. At least $250. What if I get sick during that time? Has anyone ever had to do this, and how do you handle it? At my previous jobs, I had insurance coverage from day one.


Any words at all to make me not feel so scared?


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iVillage Member
Registered: 10-27-2006
Sat, 02-10-2007 - 8:19pm

LAURA!!! Congrats!! That is great news!!! That darn panic is trying to rain on your parade!!! I could tell by some of your posts just how miserable you are at your job! This is a GOOD thing for you! Starting a new job is always scary and more so when you deal with what we do everyday but I think this will be an awesome new start for you!!

I can understand your fear about stopping therapy for a while, I just started and it is a HUGE comfort to me. I also know what it is like to have to go that 90 days with no insurance. Do you think your *T* would give you some stuff to work on in the meantime? Like worksheets and maybe you could set up a weekly phone conference with her for less time and less money? I don't know if that is feasable but its a suggestion. Whatever you decide, do NOT stop taking your meds. You have to find a way to afford them if nothing else. You do not want to lose ground now that you are headed uphill. Are there any generics on the meds you are on? If so, look into that. Also, whoever prescribes your meds, call them and set up an appt to talk to them about maybe giving you samples while you are without insurance. I used to work for a Dr and believe me, they can get the damn samples, I don't care what they say. Those med reps are in those offices day and night pushing boxes of pills at the Drs to give to the patient, just some Docs are more stingy with them than others. I hope yours is not. Even a month's worth would help right?? Also, you might check into one of those prescription plans you can pay monthly for that isn't connected to your insurance. I don't know how expensive they are but it might be worth looking into. Also, see how much COBRA insurance is, I know it can be spendy sometimes but you will at least still be covered right? I really want this transition to be good for you and not a cause of stress!!! Try writing down all the pros and cons of both job opportunities to see where you are going to be most happy. Try not to focus on the insurance thing. 90 days will go by fast and you will be back on track again. It will just take a little more work to get there but it will work out. I hope the others here have some suggestions I can't think of that might help you!! Lots of Good Luck and prayers and positive thoughts are coming your way!! Hugs, Erin

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iVillage Member
Registered: 03-25-2003
Sat, 02-10-2007 - 8:37pm

Congratulations! Of course you're scared. It's a new start, and change is hard, good or bad. But this is so great! You have been so unhappy at your job, and it sounds like a great opportunity.

Look into the COBRA. I had to do it for a few months when I first had my twins and it was *painfully* expensive, but in the end it paid for itself, and I had the peace of mind knowing that my family was covered.

Talk to your doctor about samples. I don't think they would want you to go without for the sake of money.

iVillage Member
Registered: 03-11-2004
Sat, 02-10-2007 - 8:52pm

WOW! That is great news, Laura. Congrats! Of course you're having doubts, fears & concerns about this new chapter in your life. That *what if* thinking will do us in, if we allow it. You know the drill;) Live in the here & now & think positively.


Back in the days before COBRA, I had to go without insurance for the 3 month probationary period, when I changed jobs. The inevitable happened. My youngest broke her arm. Yikes! I had bills galore, but I paid them off monthly over a couple of years. Most states will allow you to tap into medical assistance one time for a major illness/hospitalization if you're caught uninsured. Although the premium you may have to pay with COBRA will sound high, you will be insured & you cannot put a price on peace of mind!


Good luck, gf! I am so very happy for you:) (((hugs))) jan

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iVillage Member
Registered: 03-22-2003
Sun, 02-11-2007 - 3:17pm

Congratulations!

Sheri Ann