Affording to stay home..
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Affording to stay home..
| Wed, 08-29-2007 - 12:15pm |
Hi all, I am new to THIS board. I would love to stay home with my two infants, however, my H and I really couldn't afford to live on one income. Is there anyway to stay home and still earn a full-time income?

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I completely agree.
Lol, yes, challenging is an excelent word for SAHMommyhood. I never understood women who claim they don't feel fulfilled raising their child/ren. That it wasn't stimulating enough or praising enough. Lol, just today I stopped Christopher from
I agree with the ladies. DH and I waited NINE YEARS to have kids. We pay child support, and we couldn't see a way to make ends meet. Well, we finally decided that we MIGHT be able to do it if we:
1. Sold my SUV and got an old Nissan Maxima
2. Sold my husbands Xterra (lift kit, super sound system, all the goodies) and get an old minivan
3. Sell our house that we loved and gutted and renovated that was in the best neighborhood in our area (ranked the safest place to live in the US for it's population
I often have other moms (especially teachers that I worked w/) come up and say something to the effect of "I wish I could stay home w/ my kids." I always think, 'if you wanted to badly enough, you could do it.' We are living on a very minimal income (DH is working his way up through his company, but he only started a bit over a year ago), but I am home to spend time w/ our kids. No, we don't have cable or brand new cars, but who cares? There are SO many free things to do w/ the kids that I don't feel like we are missing out on anything. And I love knowing that I'm not going to miss out on any of Jack's "firsts" like I did w/ the other two.
I think it costs us so much to have me working w/ childcare, gas, clothes, etc., that there isn't much difference in our lifestyles (we never did live too high on the hog!). And any difference there is hasn't been much of a sacrifice.
In other words, I definately agree w/ pp. :)
I understand what you are all saying. However, if we tried to sell our 2 vehicles we would owe. We wouldn't be able to get what we owe for them, I know because I have already tried to get rid of my car! lol We just bought our house around the end of June. We bought it because it was almost the same as our rent. We are one such a tight budget with the house that we can't really get rid of any other bills.
I didn't know if there was someone here that has a job from home or something.
Thanks :)
There are some people who do need a second income. I'm just now startin a day care in my home to earn an income and help my family. There are a lot of at home jobs to try, but they don't really help you earn a second income, just a little spending money. So, ya, I'm starting a daycare so I can still be at home with my kids while making some money. Hope that helps. :)
Cassie
If you are looking for stay at home work, try here: http://incmoms.com/
I have not looked into it too fully, but they seem to have a lot of options.
Also, I just want to encourage you. My DH has owned more cars than years he's been alive. Yes, it's true. This delightful habit continued into our marriage. As soon as he would get frustrated with one of my vehicles, he would call it a piece of junk and sell it or trade it in on something else. We rolled car after car into each loan, making it impossible to sell one straight out for what the loans were for. We also got scammed when we refinanced our home just a couple years ago. They promised about $100 less a month. While it was true, it was because they found a mortgage co that would not collect the full escrow pmnt needed. Two months later our mortgage was bought out by a reputable co. Our mortgage went UP $200/month and we now owed just as much (with the fees and all) as we did when we first bought the house.
Here is what we did: PRAY!
We knew God wanted us to start a family. He also knew that I made a promise a long time ago that I would stay at home if I ever had kids. (God doesn't ever suddenly grab the earth and say "Oh my goodness! Shan's in trouble! I better think of something, FAST! He knows where we are at. Promise!).
So we tried to sell our home on our own so we could keep most of any profit we would make. We showed it at least twice a week. We fielded up to three calls a day on it. No sale. We finally trusted God, and listed with an agent. She listed it high, but we got it. After all the fees, we ended up clearing what we were hoping for when we were selling on our own! The guy who sold us the Maxima actually HELD IT for us for 6 months - until we had the $$$ - who does that kind of thing? He was only a brother of an aquantaince. He didn't know us from Adam... Another aquaintance from my DH's work held her house for us. She only rented to ppl she knew, and didn't rent to anyone else for 5 months until we sold our home. Her rent was dirt cheap for a house that is twice the size of our last one. We never would have been able to afford this home if we tried to buy it. My BIL's wife worked for
I work at home and I make very good money and my partner makes over $500,000 a year doing this, no joke. She replaced not only her income but her husbands in 1 year so now they are both working from home. The trick is you must treat your "home based business" as if it is your business to replace your income. So you just need to find what is best for you. I love what I do and on top of that I get to make my home safer for my children.
Here is a website that you might look into.
http://www.workathomeunited.com/shanahundley
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