Question about healthcare

iVillage Member
Registered: 05-06-2003
Question about healthcare
26
Thu, 10-02-2008 - 11:04am

Good morning all!


Not technically new here, but it's been awhile since I posted (basically since the 2004 election)


I was wondering if anyone can provide any links to articles specifically about John McCain's plans for healthcare if he is elected.


Thanks :)

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"You get what you settle for"...

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iVillage Member
Registered: 01-06-2001
Thu, 10-02-2008 - 12:05pm

 

iVillage Member
Registered: 09-25-2008
Thu, 10-02-2008 - 12:20pm
McCain, like most conservatives, is very concerned with not restricting the consumer's ability to choose for themselves from among the best options the market can provide them, without the burdensome restrictions of government regulation. As I understand it, he favors a plan consisting of three primary choices:

  1. Get elected to Congress (so your healthcare is paid for by the taxpayers,

  2. Marry a beer heiress so money is never an issue for you for the rest of your life

  3. Don't get sick!

See? The free market at work! Anyone is free to choose from among these fine options! Ain't capitalism grand?

iVillage Member
Registered: 10-25-2006
Thu, 10-02-2008 - 12:22pm

McCain's website tells only the good part of the story, not the WHOLE story.

A $5,000 credit for a family, yippee! Too bad the cost of insuring a family will be $12,000. The way McCain's plan is structured, it totally messes up the risk pools so that the healthy people will opt out of their employer plans. The employers will then be left with the old, sick guys and decide it's way to costly to continue providing health insurance as a fringe benefit. They'll either stop completely or raise the employees' premium contributions.

We would end up with MORE uninusured rather than less. What are people with pre-existing conditions supposed to do? McCain gets mucho dinero from the insurance industry. That's who he's looking out for. Not for you and me.

http://econ4obama.blogspot.com/2008/04/mccains-health-care-plan.html

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http://www.pnhp.org/news/2009/october/meet_the_new_health_.php

http://www.youtube.com/watch?v=DQTBYQlQ7yM

iVillage Member
Registered: 01-06-2001
Thu, 10-02-2008 - 12:59pm

Did you even read it?

 

iVillage Member
Registered: 03-26-2003
Thu, 10-02-2008 - 3:55pm

OK, this made me giggle:

" and $5,000 for families to offset the cost of insurance. Families will be able to choose the insurance provider that suits them best and the money would be sent directly to the insurance provider. Those obtaining innovative insurance that costs less than the credit can deposit the remainder in expanded Health Savings Accounts."

Where on earth would a family get health insurance privately for anything resembling 5000 bucks a year?

part of the plan is also that health bennies will be taxed as income (which is completely reasonable, btw) therefore the 5000 buck tax credit. However, 5K will barely cover the cost of most employer-sponsored plans, never mind abot private insurance.

iVillage Member
Registered: 07-03-2008
Thu, 10-02-2008 - 4:37pm

I'll use a McCain term, "I don't think you understand" For a young healthy person you could maybe get Health ins for maybe 8,000 for a family a year, but with moderate deductables, you may have to outlay a couple thousand before you get the better benefit of them paying 80-100%. For older couples, it will be a lot more costly, the average being 12,500

iVillage Member
Registered: 01-06-2001
Thu, 10-02-2008 - 4:47pm

It does say to "offset the cost of insurance"

 

iVillage Member
Registered: 07-03-2008
Thu, 10-02-2008 - 4:54pm
Yes, but do you realize, you are very lucky that's all your DH has to pay a year. Do you have high deductables? I pay 20.00 for an office visit, if they do anything like a urine test(if I would go to see if I had a UTI) then I would have to pay more when the bill comes in the mail. We have to spend 3,000 a year before they would pay 100%. I have a 65.00 bill I have to pay for my last yearly check! That is on top of my 20.00 co-pay I paid!
iVillage Member
Registered: 01-06-2001
Thu, 10-02-2008 - 4:55pm

$30 copay ot dr's...and deductable is 500 per person and it pays for diagnostics like blood and lab and xray.

 

iVillage Member
Registered: 08-31-2003
Thu, 10-02-2008 - 4:55pm

I typed in McCain and health care plan in a google search.

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