A Link

iVillage Member
Registered: 03-10-2010
A Link
40
Mon, 03-22-2010 - 2:39pm

Somebody posted a question about how HCR will affect people. In addition to preventing insurance companies from denying coverage due to preexisting conditions and preventing insurance companies from canceling policies if somebody gets sick, HCR provides some help to people whose income meets specific parameters. Here is a calculator to see if you qualify for any help or to see whether you'd be fined for failure to get insurance:

http://www.washingtonpost.com/wp-srv/special/politics/what-health-bill-means-for-you/?hpid=topnews

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iVillage Member
Registered: 02-14-2010
In reply to: mombittsey
Mon, 03-22-2010 - 2:52pm

Nice, so a young single person working hard making $36,000 a year is now legally required to spend 10% of their annual income ($3,420) on healthcare alone.


My dad noted a couple years ago at the age of 58 that he hadn't been in a hospital since he was 18 (even though he smoked 3 packs a day for decades and drank more than a fish). He's a big liberal supporter and likes this legislation.


I'll think I'll ask him what he thinks of a law that requires him to spend $3,400 a year for 40 years even though he wouldn't have needed it. He wouldn't have been able to afford his house.


iVillage Member
Registered: 10-10-2008
In reply to: mombittsey
Mon, 03-22-2010 - 3:51pm
Do you mean if the young person had no insurance?
xvra
Hornycomments.com for myspace adult comments
iVillage Member
Registered: 02-14-2010
In reply to: mombittsey
Mon, 03-22-2010 - 4:35pm

"Do you mean if the young person had no insurance?"


You don't seem to understand current events, or historical ones for that matter.


That young person is now required by law to spend $3,400 a year for healthcare or face a fine and possibly jail time.


So much for allowing people to make decision for themselves and maybe save for retirement.

iVillage Member
Registered: 02-01-2010
In reply to: mombittsey
Mon, 03-22-2010 - 4:57pm
And who's piggy bank is all of this money going to be coming from?
iVillage Member
Registered: 03-10-2010
In reply to: mombittsey
Mon, 03-22-2010 - 6:20pm

Assuming that the person making $36K doesn't have an employer, the person would pay their own premiums. If that person has an employer, perhaps there will be a plan at his/her work to opt into. And, in terms of the government's funding, the bill is deficit neutral or reduces the deficit via various funding sources:

http://www.latimes.com/features/health/la-na-healthcare-passage22-2010mar22-g,0,7818440.graphic

More on options/situations an individual may face:

http://www.nytimes.com/interactive/2010/03/21/us/health-care-reform.html

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iVillage Member
Registered: 02-14-2010
In reply to: mombittsey
Mon, 03-22-2010 - 8:14pm

"Assuming that the person making $36K doesn't have an employer, the person would pay their own premiums. If that person has an employer, perhaps there will be a plan at his/her work to opt into"


Someone posted this handy link:


http://www.washingtonpost.com/wp-srv/special/politics/what-health-bill-means-for-you/?hpid=topnews


It clearly says the out of pocket expenses (without even counting copays) before getting tax help is $3,420.


I really like your optimism, kind of assuming this person has an employer and that employer has a healthcare plane to vober most everything, unfortunately pretty much everything we've heard from the left for the past year is the assumption do not and will not continue to cover people's healthcare so I find the optimism a bit disingenuous.

iVillage Member
Registered: 09-07-2009
In reply to: mombittsey
Mon, 03-22-2010 - 8:34pm
Does anyone know if the bill addresses what hospitals or doctors offices can charge?
iVillage Member
Registered: 10-28-2009
In reply to: mombittsey
Mon, 03-22-2010 - 9:02pm
As far as I know, no, it does not.
iVillage Member
Registered: 09-07-2009
In reply to: mombittsey
Mon, 03-22-2010 - 9:06pm
So they could just charge us what they want, have a deal with the insurance companies and our costs don't go down.
iVillage Member
Registered: 10-28-2009
In reply to: mombittsey
Mon, 03-22-2010 - 9:13pm

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I'm not sure I understand what you are saying. Whose costs are you talking about? An individual or everyone with insurance as a whole? Hospitals do have "deals" or negotiated rates with hospitals right now.

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That's terrible. Did you contact the hospital billing department and get them to fix the problem since you had made a deal with them to pay cash?

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