Everything is my fault...

iVillage Member
Registered: 01-03-2011
Everything is my fault...
8
Mon, 06-20-2011 - 12:01pm

I really, seriously thought that life could not get any more complicated and stressful as last week. Boy, was I wrong.

So, we're broke. Seriously broke. We went up to dh's grandparents house for the weekend bc his mom said she would pay us for gas. She gave us almost 1/3 of what she said she would, leaving us severely in the whole. No including the check she supposedly mailed a couple weeks ago for dh's birthday. We were counting on that money. And then, $30 that was not supposed to be deducted from my account was.

And, then this morning dh calls to say the electrity got cut off. I'm a month behind on the electricity, but I'm ALWAYS a month behind. But, apparently they have a cut off for the amount you can be behind on before it's disconnected. They didn't bother to tell me this at all. Or, i would have paid the full amount when I had the money a couple weeks ago.

Now, I've got dh snapping at me. (He still doesn't have access to the bank account or bills, since we got married.) So, it's all my fault. Last week, the cable and the internet got shut off, and we cant afford to turn those back on, but in 100degree heat, we can't go very long with no a/c. i feel like crap.

Everything is entirely my fault. I talked to the electric company, and they agreed to take the last $85 in my account. Which, is good and bad. We have no more money until the 1st when I get paid again. I just don't know what to do. We had $350 set aside to buy a crib and changing table, but now that's gone too - something dh didn't realize and I got yelled at for too. I just don't know what to do. I feel like such a screw up.

iVillage Member
Registered: 05-11-2008
Mon, 06-20-2011 - 12:47pm

I am sorrry you are going through all this.

 

 

 

~Jenn~

iVillage Member
Registered: 01-03-2011
Mon, 06-20-2011 - 1:12pm
Unfortunately we don't qualify for any assistance anywhere. When we got into our lease and I bought my car - I was living on more money per month. Now, our income is significantly lower and we've cut down on everything, but are stuck with the lease on the house and the car payments for right now. There is nothing left to sell, and there is no where else to cut. We're down to almost nothing as it is. If we could move to a cheaper, small place, it would help alot, but we cant afford to move either. It's all so stupid. And, I feel like it all comes back to me making some really dumb choices and not making contingency plans to save money, just in case.
iVillage Member
Registered: 08-19-2004
Mon, 06-20-2011 - 1:39pm

I'm sorry things are so tough right now.

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iVillage Member
Registered: 03-04-2004
Mon, 06-20-2011 - 3:19pm
I am so sorry, money problems are the worst. I know that alot of people have been mentioning something called angefood ministries..apparently they give food boxes for a set price..perhaps you could look into that?

I would agree with Becca that you need to get your husband on your accounts ASAP. You don't need all the pressure on yourself to get bills done when he can help.
((HUGS))
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iVillage Member
Registered: 01-03-2011
Mon, 06-20-2011 - 4:44pm
I'm a big promoter of Angel Food Ministries. They are a great deal. I've used them regularly. I know. It's so hard for me to give up that control, but I just can't keep up with it anymore.
iVillage Member
Registered: 12-06-2005
Mon, 06-20-2011 - 6:09pm

((HUGS)) I'm sorry yall are still having such a hard time Heather! Money issues stink! :( Is DH still looking for a job? Can you get

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iVillage Member
Registered: 01-03-2011
Tue, 06-21-2011 - 11:52am
Somehow, just when we needed it the most... I get a child support payment! Wow! Seriously unexpected, but couldn't have come at a better time. If I had been getting them all along, I wouldn't be in this mess to begin with, but I might as well be grateful that it came at all. Yea!

DH isn't right now. We can't afford to put the kiddo and especially the new LO in day care. He's supposed to be going back to school, but the financial aid package was not at all what we were expecting, so we really can't afford it. He'll be staying at home watching the kids. We talked last night and he's going to help manage the money and put some safeguards in place - like I will not take the debit card to work, but only have a set amt of cash per month on hand and take my lunch only. He's not being very "blame"-ey which is good, but I can't help but completely blame myself. We can't take out a payday loan bc we wouldn't be able to pay it back, unfortunately.
iVillage Member
Registered: 03-04-2004
Tue, 06-21-2011 - 4:51pm
Taking lunch and the set amount of money is a great idea! DH and I both get $20 of 'fun' money a week in cash..and he always brings his lunch or comes home to eat(we live about 10 mins from his work). I'm so glad that you got the child support payment:)
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