new driver & issues

iVillage Member
Registered: 01-09-2003
new driver & issues
Mon, 08-08-2011 - 11:08am

my dd will be taking her road test next week...


iVillage Member
Registered: 03-30-2003
Wed, 08-10-2011 - 4:50pm

DD has had her licence now for a month.

The only time she drives is if she's going somewhere.

iVillage Member
Registered: 01-30-2007
Wed, 08-10-2011 - 1:08pm
We let our insurance company know as soon as the kids got their learner's permits. Our rate won't increase until they have an actual license, but they needed to know. And they're not getting actual licenses until they come up with money for their part of the insurance, plus the deductible. My son is pretty close to having the money as he has been working and saving up since March; my daughter could care less and isn't interested in working, so she won't be driving anytime soon. Anyway, we are planning on buying an inexpensive car as soon as he has the required cash. But we are going to make sure he understands it is our car that we will allow him the privilege of driving, and there will be rules around that. I found several teen driving contracts online and have thought about creating my own custom one, but if nothing else, they have given me lots of things to think about and discuss when the time comes. I especially like the points brought up in this web site:
Hope this is helpful.
iVillage Member
Registered: 03-22-1999
Mon, 08-08-2011 - 10:26pm

Before just letting your insurance company know, I would call around to as many insurance companies as you can think of and get quotes for insurance.

iVillage Member
Registered: 08-08-2009
Mon, 08-08-2011 - 9:54pm

As Sara Palen would say, "Bless your little heart.

iVillage Member
Registered: 05-27-1998
Mon, 08-08-2011 - 8:27pm

It varies by state, but I would definitely ask the insurance company before she even takes the road test. In Mass, it's not even an option to drive your friends around until you've had your license for 6 months without incident. It's also illegal to drive between 12:30 a.m and 5 a.m. until you're 18.

I agree with you about not letting her her drive around aimlessly. It's a waste of gas and can definitely lead to trouble.

My DD only has her permit (she just turned 16 and you have to be 16 1/2 to take the road test), but her friends who do have their licenses have pretty strict rules about where they can go and they all have to call from a land line to check in.

iVillage Member
Registered: 11-01-2001
Mon, 08-08-2011 - 7:55pm
montana78 wrote:

my dd will be taking her road test next week...

Avatar for sabrtooth
iVillage Member
Registered: 12-03-1999
Mon, 08-08-2011 - 3:43pm


iVillage Member
Registered: 11-28-1999
Mon, 08-08-2011 - 3:21pm

In our state there is mandatory ins, so you have to let them know when they get their license or they won't be covered in an accident.

Avatar for suzyk2118
iVillage Member
Registered: 07-30-1997
Mon, 08-08-2011 - 2:15pm
1. No insurance while ds was 15/on a permit, but the day he got his intermediate license, he was on it (day after he turned 16 as his birthday was on a Sunday)

2 and 3. Restrictions were by the law as far as how many he could take and when, curfew, no texting, etc. He also knew that he was responsible for gas in his car and any repairs needed - which he's had to do 2x since he got the car 3 years ago now.

4. That was up to him - with a limited budget, he didn't drive that much at first - as he worked more, he did go for more drives but that was on his dime, and honestly that was once he was a senior or now in college.

We did a contract on a different issue - didn't work for long even with his signature, so no, didn't do one for driving.

iVillage Member
Registered: 02-14-2000
Mon, 08-08-2011 - 12:51pm

We were fortunate in that most of the boys' friends parents were on the same page as we were. Even though the law allowed for one other non-family member teen most of their friends weren't allowed to offer rides to or get rides from other teens when they first got their license. After a couple months it was still at our discretion who they could ride with - if it was someone we knew well and had seen them drive we might let them; if it was someone we didn't know or had heard of unsafe driving habits we didn't. Here most kids were so excited about being able to drive they didn't really push the carpooling at first. There would be 6 or 8 cars for 6 or 8 new drivers lined up around our driveway/at the local store/etc.