QOTW-- Saving money every day?

iVillage Member
Registered: 01-28-2004
QOTW-- Saving money every day?
15
Thu, 04-02-2009 - 10:33am

We are talking about your budget. How could you cut corners to save money?

Eating at home more? taking your lunch to work? What about cutting out some entertainment? Or how about cutting your wants verses need?

Take a little quiz and find out:
http://www.kiplinger.com/quiz/budget_travel/index.html?qid=26&start=1&kipad_id=35

Have you thought about making a budget?
Do you think it would help?
Do you know where all your money goes?
Is there any place that you could save or cut back?
Do you spend too much money on things that you dont need?
Have you spent too much money on wants?

Take out a piece of paper and write down your bills. Estimate if you must. now look at the numbers. Whats too high? Is there any way that you can cut that back just a little?

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Community Leader
Registered: 07-26-1999
Thu, 04-02-2009 - 10:43am

I am assuming we are answering the questions here, if not feel free to correct me. :-)


How could you cut corners to save money?

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iVillage Member
Registered: 01-28-2004
Thu, 04-02-2009 - 10:55am
yes you did a great job of answering them......lol
i wanted to share a thought and get some people to think. I hope it helps.
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Community Leader
Registered: 07-26-1999
Thu, 04-02-2009 - 11:02am

I think in these economic times especially it always helps to get people thinking about their budgets and what things they maybe can cut back on and how to save here and there.


I have to admit I am a bit of a control freak about our budget, too many years of being a single parent living paycheck to paycheck I think.

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iVillage Member
Registered: 01-28-2004
Thu, 04-02-2009 - 11:19am
I know the feeling. Jackie is getting use to the air and heat being off. i kind of like that. it keeps down the sneezes....lol she loves her blanket though which it much better........lol
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iVillage Member
Registered: 01-03-2001
Thu, 04-02-2009 - 11:31am

Eating at home more? === More like eating out less! We never really ate out much but we've cut back drastically.

taking your lunch to work? === don't work so N/A

What about cutting out some entertainment? === our only entertainment is buying DVDs and we haven't cut that back much as ofyet.

Or how about cutting your wants verses need? === done that drastically

On the quiz - I should have done better because of all teh travel we have done in past, but then, we weren't really watching $$$ then:

4 out of 12 Right (33%)
"Not bad. Hopefully our quiz has shown you how to save money on your next trip."

Have you thought about making a budget? === thought about it but freaked out about it.

Do you think it would help? === I have never detailed spending to that degree.

Do you know where all your money goes? === yes, sadly

Is there any place that you could save or cut back? === we have cut back and I'm sure we could cut back more, but while the cutbacks so far are unpleasant, any more would be painful.

Do you spend too much money on things that you don't need? === yes, but not as much as last September

Have you spent too much money on wants? === again, yes, but not nearly as much as last September



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iVillage Member
Registered: 01-28-2004
Thu, 04-02-2009 - 11:54am
thanks for stopping by carol.
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iVillage Member
Registered: 10-09-2002
Thu, 04-02-2009 - 2:02pm
We try to use a budget but sometimes it just doesn't work, LOL
No doubt we spend too much money on things we shouldn't ::blush::
Think it's hard to cut back on things we are use to, kwim ?
We have stopped eating out as much so that helps.
As does our menu planning.
Wants vs. Needs .. we are still working on that one :)



Avatar for bradleyteach
iVillage Member
Registered: 06-29-2001
Thu, 04-02-2009 - 6:32pm

I got two questions wrong on the quiz, the credit vs debit card, and the grace period for returning your rental car.


Eating at home more? That would be difficult as we rarely go out to eat, we can go months without being at a restaurant for dinner.

<CENTER><A href="http://www.youngsurvival.org/"><IMG src="http://i2.photobucket.com/albums/y23/jennt1111/mindy2.jpg"></A>


 

iVillage Member
Registered: 01-13-1999
Thu, 04-02-2009 - 7:12pm

Have you thought about making a budget?


Yes.



Do you think it would help?


I'm sure it would.



Do you know where all your money goes?


Mostly



Is there any place that you could save or cut back?


DH eats out for lunch almost every day.

Avatar for sesamemom98
iVillage Member
Registered: 03-26-2003
Thu, 04-02-2009 - 7:40pm
Results: 8 out of 12 Right (67%)

Impressive! Now, what are you going to do with all the money you saved?

Thanks to Kelly (mom2emsopmax) for my beautiful siggy! Photobucket

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