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People generally tend to think of "miscarriage" as 5, 10, etc weeks...but by medical definition "miscarriage" is any point before 20 weeks. A woman who loses her baby at 19 weeks WILL need to plan a funeral etc (assuming that's what she wants). So yes, bereavement leave would be appropriate for miscarriage.
"Should an employer allow an employee to use bereavement leave days when she experiences a miscarriage?"
Nope. There are personal days for things such as this. It's far too much of a slippery slope, IMO. I mean, who knows...maybe this month when I think I'm just having my period, I'm actually miscarrying. Should I get a day off? There are just too many what if's in this sort of situation.
I think if a woman needs the time off, that's fine, but use a personal or sick day.
Just thinking on the logical side of it - we know that the law currently defines a person as someone who has been born.