See, that isn't really a very good analogy - you can't insure the house until you build a new house. So, really it would be more like saying if your house has ever burned down you can't insure it after you rebuild it - I guess the same would go for flooding, once the property floods you can't insure it again. If you wreck your car, you can't insure it again.
Well, if you allow open ended coverage for pre existing conditions, what is the driving force to pay for health insurance prior to developing some serious, costly medical condition? What I read into his statement, if it is accurately portrayed and shown in context, is that folks will only enact the coverage, which will cost them money, when they are proven to need it.
Mike Huckabee is a very kind and caring man. He's also very practical and honest and makes an excellent point. I wonder if he was asked what his solution would be for those with preexisting conditions and what his answer was?
There should definitely be some sort of repercussion/penalty for someone who chooses not to participate in the health insurance system and expects to be covered only after they develop a condition for which they don't care to pay full price for.
Maybe they could first have to pay a deductible equal to the sum total of premiums that they should have been paying all along and then they'd qualify for coverage. That seems very reasonable.
You know, there are plenty of people who have health insurance, develop a condition, then lose the insurance for one reason or another and then can't get insurance again due to that pesky pre-existing condition. Happened to my daughter when she aged off of her father's insurance. Then too, there are babies who are born with a health condition and somehow insurance companies have been able to declare them 'pre-existing' conditions and not allow the parents to add them to their insurance plan. In these cases the individuals didn't wait to get sick to seek insurance. Mike Huckabee may be 'compassionate' but he is not well informed about why large segments of our population are not/cannot be insured.
This is what I heard...that the penalties built into the system are substantially less than the payment toward coverage. It is a no brainer, at least from what I understand.
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< there doesn't seem to be much compassion at the so called "Value" Voters summit. >
Well...in all fairness, some do have values. They're just not the same values that we have.
Sounds like you are making assumptions on values on both sides, to me.
Sonny
Well, if you allow open ended coverage for pre existing conditions, what is the driving force to pay for health insurance prior to developing some serious, costly medical condition? What I read into his statement, if it is accurately portrayed and shown in context, is that folks will only enact the coverage, which will cost them money, when they are proven to need it.
Sonny
Mike Huckabee is a very kind and caring man. He's also very practical and honest and makes an excellent point. I wonder if he was asked what his solution would be for those with preexisting conditions and what his answer was?
There should definitely be some sort of repercussion/penalty for someone who chooses not to participate in the health insurance system and expects to be covered only after they develop a condition for which they don't care to pay full price for.
Maybe they could first have to pay a deductible equal to the sum total of premiums that they should have been paying all along and then they'd qualify for coverage. That seems very reasonable.
I think that would be
Chrissy
This is what I heard...that the penalties built into the system are substantially less than the payment toward coverage. It is a no brainer, at least from what I understand.
Sonny
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