Yes or No

iVillage Member
Registered: 08-24-2008
Yes or No
79
Sat, 10-04-2008 - 5:59pm
Do you have medical insurance? I have excellent coverage and I don't want Messiah Obama to mess with it.

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iVillage Member
Registered: 05-06-2007
In reply to: hillaryt123
Sun, 10-05-2008 - 7:53pm

>>I can guarantee my family would not fall into the category of receiving assistance for the cost of health care.<<


How?

Chrissy
mom to Aidan 8/21/03
Grayson Blaine 12/30/07

iVillage Member
Registered: 09-25-2008
In reply to: hillaryt123
Sun, 10-05-2008 - 7:58pm

If you don't have a grand or two of disposable income each month (and even if you do most likely) you simply could not afford for one of you to develop a serious acute or chronic illness.


I have two children with mental illness and one with celiac disease and type 1 diabetes.

iVillage Member
Registered: 02-20-2007
In reply to: hillaryt123
Sun, 10-05-2008 - 7:59pm
Many, many Americans do not have health coverage and cannot get any. If you lose your job, or your husband loses his job - there goes your health insurance. Sure, you can apply for COBRA, but the payments might be as much as $500 a month. Not easy to afford if you are unemployed! Of course, you could try to apply for a cheaper health insurance plan on your own, but good luck with that - unless you are in PERFECT health, they will not cover you. For example, if you've ever taken anti-depressant drugs, you won't qualify. In fact, you might even be disqualified for something as simple as poor vision or a history of yeast infections.
iVillage Member
Registered: 07-16-2008
In reply to: hillaryt123
Sun, 10-05-2008 - 8:02pm

Let me just put it this way, because my SO owns his busines, his income is tied into what the business "earns."

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iVillage Member
Registered: 07-16-2008
In reply to: hillaryt123
Sun, 10-05-2008 - 8:04pm

If you don't have a grand or two of disposable income each month (and even if you do most likely) you simply could not afford for one of you to develop a serious acute or chronic illness.


Believe me, I know that.

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iVillage Member
Registered: 05-06-2007
In reply to: hillaryt123
Sun, 10-05-2008 - 8:06pm

But wouldn't it be great if there was a national network that small businesses could afford to buy into that could provide them and their employees with affordable private insurance?


Chrissy
mom to Aidan 8/21/03
Grayson Blaine 12/30/07

iVillage Member
Registered: 09-25-2008
In reply to: hillaryt123
Sun, 10-05-2008 - 8:13pm

Unless one of your children develops diabetes, or something else that isn't covered by catastrophic/hospitilization insurance.

iVillage Member
Registered: 07-16-2008
In reply to: hillaryt123
Sun, 10-05-2008 - 8:17pm

But wouldn't it be great if there was a national network that small businesses could afford to buy into that could provide them and their employees with affordable private insurance?


I don't believe it will be what is promised, and seriously doubt it will be anything it's cracked up to be.

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iVillage Member
Registered: 05-05-2008
In reply to: hillaryt123
Sun, 10-05-2008 - 8:20pm

I was about to say the same to you! Our system may have it's faults, but I can't imagine life without it.

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iVillage Member
Registered: 07-03-2008
In reply to: hillaryt123
Sun, 10-05-2008 - 8:21pm
I don't know what it is in your state, but for a family of 4 in PA making more than 63,600 will pay 168.00 per month per child. So in Pa, there is no limit. that is the amount that puts you into the At cost level.

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