Should I or shouldn't I?
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|Thu, 11-15-2007 - 4:24pm|
First, I'll give you a little background, and then I'd like some opinions. I'm not looking for a heated debate, but differing opinions are welcome as long as they aren't abusive.
I have a 27 month old son. I just happened to be downsized from my job when I was 7 months pregnant. We had not planned on my being a SAHM when we got pregnant, but it worked out that way for awhile. I ended up staying home with him for 9 months. At that point, I got a part time job outside the home. I work just 2 days a week. My MIL watched my son for me both days until he was about 16 months old. At that point, she went down to watching him one day a week, and a close family friend started watching him one day a week. Unfortunately, she can no longer take care of him, so we are looking for a new sitter now for that 2nd day. Another family member has him that one day temporarily, but it was with the understanding that I'd be looking for someone else who is acceptable.
After taxes, childcare, and other work related expenses (not counting clothes) I bring home a little less than $100 a week. Obviously, that isn't much, but it makes all the difference in our finances. We are able to contribute to a college fund for my son and still same some for our retirement. We're pulling money out of our "regular" savings acct to do it all every now and then, but that is what that money is for.
My part time jobs pays about $15,000 a year(little more with overtime). That is about $50,000 less a year than I made when I worked full time at a more professional job than I have now. We are getting by, but our cash reserves have dwindled substantially over the last year.
Here is my dilemma. My new company has some great opportunities, but they are all full time. I'm really torn about whether to go back to work full time or not.
Honestly, I have the desire to go back to work full time. My previous job was challenging and demanding, but I loved the feeling of acomplishment I got from doing my job well. And I loved the money as well.
On the other hand, I love being able to take my son to Story Time at the library, Tumbling Class and Art Class. We also have playdates during the week with other Moms in our area, and we go to our Childrens Museum at least once a month. I also love spending that time with my son and kwowing 100% that he is safe and not being neglected or abused.
If I went back to work full time, I'd have to put my son in an official daycare. My MIL has issues with back pain and just can't take care of my son more than once a week. The one day wears her out as it is. That is the part I hate.
Looking at our finances, we can afford for me to stay part time another 9 months to a year, depending on how we manage our money and whether we have any big $$ needs like needing a new furnace or something like that. There are openings in my company now, but there is no guarantee of openings 9 months from now. They are hiring more now than they have in years, and it most likely won't last a long time.
Should I try to get on full time now? Should I wait until I really need the money, and then start trying? Should I just quit altogether and start a daycare in my home? I was thinking about the last option because it would allow me to make a little money, plus let me stay home with my own son and give him some playmates. We wouldn't be able to go to all the things we go to now because of the other kids I'd have, but at least I'd be with him and know he was safe. By the way, I'm terrifed of finding the "wrong" daycare person. It only takes one time for someone to lose his/her temper and throw my child up against the wall. I could lose him in a heartbeat if I chose the wrong person.
Thanks for your opinions.