cost of woh part 2

iVillage Member
Registered: 04-17-2003
cost of woh part 2
3
Tue, 06-10-2003 - 7:01pm
There were many responses to my OP that said things about being offended at the thought that we couldn't figure this out for ourselves. Or that we hadn't done the math, or couldn't do the math, etc.

Can we do the math? Do we need someone else to hold our hand and show us these things? Of course not, we aren't idiots. But that doesn't mean that we can't have help figuring it all out of we want it. The one thing that a financial planner can do, that we can't, is look at our expenses and spending with no emotional attachment (and we all know that money is an emotional issue for everyone, otherwise I doubt it would be the number one cause for divorce). They can go over all the figures and see what our spending and savings habits are, and create a plan for us to acheive what we want. This can happen for those of us who like working, need to work, or want to stay home. In the case of my OP the objective they wanted to acheive was staying home, for other's maybe it is the vacations, or private schools, or bigger homes, or whatever else the extra income can afford you. The good part about having someone else look at it is that we can get an objective view of our situation, and practical advice for how to save and invest, and reach our objective, not matter what that is. This doesn't mean we can't and shouldn't do it for ourselves, it just means we can have help that isn't emotionally invovled if we want it.

Another thing is, this was just done for ladies who were working but wanted to be home, and was in no way saying that all working mothers needed to get back in the home. It was done on a personal level for each woman, obviously there are those of you out there who it would be cost effective to stay home, and other's where it wouldn't even be a consideration, no matter what the cost. It was really just something interesting to think about, as most of you already had. And yes, I really do know people who haven't figured this all out for themselves and would benifit from someone else helping them. Doesn't mean they couldn't do the math themselves, but they just haven't looked at it that way.

Also, I agree with all the posts about SAH who do things like MLM. I doubt that they are home much either if they are really successful at it. And I would also hate to live off of my firends and family buying things from me all the time... a real quick way to lose friends if you ask me!

Avatar for tickmich
iVillage Member
Registered: 03-26-2003
Tue, 06-10-2003 - 8:54pm
Again, your posts have been quite patronizing and did not shed any new light. It doesnt take a financial genius to figure out that I simply cannot afford to stay home.
Avatar for taylormomma
iVillage Member
Registered: 03-23-2003
Tue, 06-10-2003 - 9:11pm
If you didn't post it as a debate topic, why did you post it on a debate board?
iVillage Member
Registered: 03-26-2003
Wed, 06-11-2003 - 3:55pm
Speak for yourself. Unless it involves specific investment advice, I don't need a financial planner to look objectively at my finances - I'm quite capable of being objective about money. We have a detailed monthly and annual budget and a highly evolved understanding of our spending patterns and priorities. I'm sure there are plenty of other working parents out there who are just the same.

pax

Jane