A few ?s for those SAHM's

iVillage Member
Registered: 07-13-2006
A few ?s for those SAHM's
155
Thu, 06-25-2009 - 10:08am

I'm considering staying at home but have a few questions for those of you that do.


Approximately how much does your significant other make that enables you to stay home?

Can it be done with only


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iVillage Member
Registered: 01-08-2009
Mon, 07-06-2009 - 10:02am
We don't have cable or satellite either. When I thought about the time we actually watch TV -- maybe five hours a month, and what it costs to have it, I decided that there was NOTHING on TV worth twenty or more dollars an hour!


Edited 7/6/2009 10:02 am ET by bordwithyou
Avatar for rollmops2009
iVillage Member
Registered: 02-24-2009
Mon, 07-06-2009 - 12:28pm
Ditto. We find plenty of junk to watch on the channels we get for free.
iVillage Member
Registered: 04-22-2005
Mon, 07-06-2009 - 1:04pm

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In my personal experience with similar income and expenses, no. Not unless you're willing to have almost no savings and live like it's the Great Depression.














iVillage Member
Registered: 04-22-2009
Mon, 07-06-2009 - 10:45pm

we get NO channels for free, lol.

Avatar for rollmops2009
iVillage Member
Registered: 02-24-2009
Tue, 07-07-2009 - 5:39am
How come?
iVillage Member
Registered: 04-22-2009
Tue, 07-07-2009 - 7:17am

TV reception is so poor here without even basic cable.

Avatar for rollmops2009
iVillage Member
Registered: 02-24-2009
Tue, 07-07-2009 - 8:40am
Got it, thanks. Here reception is pretty bad, but if you put an antenna (pretty cheap) on the roof of the building, you get quite good reception. The antenna has a cable that you plug into the back of the TV. For some reason we also get several channels this way that normally are for pay, like CNN and MTV.
iVillage Member
Registered: 05-09-2009
Tue, 07-07-2009 - 9:44am
Just an FYI for anyone who cares, but now that over the air tv is digital instead of analog, the signal reaches a lot further.

 

iVillage Member
Registered: 07-17-2007
Tue, 07-07-2009 - 1:08pm

I won't say the it isn't doable because different areas of the country have different COL. However, if you mortgage is $800 a month, that tells me you probably don't live in a high COL area or a very low COL area either. However, I doubt any bank you loan anyone a mortgage for $800 per month on an income of $30,000 a year for a family of at least three.

However, here is a data point:'

20 years ago I was earning $30,000 a year. I was single, my rent was $425 per month and that included all utilities. I split the phone and cable with my roommate. I had a car loan of $125. My budget was not extremely tight, but it wasn't loosey goosey either. I had to watch what I spent and budget carefully. I don't buy many clothes, I don't wear make up, I didn't go out to eat...... I was able to "max" out my 401k and save for a two week trip to the UK over a two year period (~$100 per month). I am a fairly frugal person.

If you thin it is possible where you live- First, learn to live on $30,000 a year before you quit. Bank your after tax income for *at least* six months - year would be better.

iVillage Member
Registered: 05-27-1998
Tue, 07-07-2009 - 5:10pm

Well, I have lived in a low COL area, and I can tell you the grass isn't always greener. In the DFW area, we lived in one of those "master-planned" communities that most people live in there, and the rules drove us up a wall. If we let our grass get too long or too brown, we got notices from the homeowner's association.

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