Guilt

iVillage Member
Registered: 03-26-2003
Guilt
3763
Tue, 07-31-2007 - 10:20am

Why does the media portray working moms, always, as having guilt?


http://www.cnn.com/2007/HEALTH/family/07/30/hm.mommy.guilt/index.html


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iVillage Member
Registered: 03-27-2003
In reply to: peteynjoeysmom
Mon, 08-06-2007 - 9:24pm
If it's not big enough for a permit, then it doesn't sound like a major remodel to me. I misunderstood you when you said you were very involved with renovations on your house. You are right, if you are just doing some little stuff like putting on a patio cover or changing the kitchen cabinets and counters, most people would do that themselves and would not use a general contractor. Of course, it's a bit hard to see how that cuts into your "do as you please" time significantly. I've been through two remodels that were far more extensive than that and it didn't affect my ability to work or my free time significantly.
iVillage Member
Registered: 03-15-2007
In reply to: peteynjoeysmom
Mon, 08-06-2007 - 9:46pm
Certified management accountant and certified internal auditor, for those who don't know.. LOL. (And wow, he's both? I'm impressed.)
iVillage Member
Registered: 03-15-2007
In reply to: peteynjoeysmom
Mon, 08-06-2007 - 9:47pm
Then you are lucky that you've always been in the position to be able to say that.
iVillage Member
Registered: 01-10-2007
In reply to: peteynjoeysmom
Mon, 08-06-2007 - 9:53pm
Odd and different are synonyms.
iVillage Member
Registered: 01-10-2007
In reply to: peteynjoeysmom
Mon, 08-06-2007 - 9:55pm

http://www.thinkglink.com/Seller_Closing_Costs.htm

http://www.homegain.com/info_center/other/closing_costs/show_article
Sellers are typically expected to cover closing costs like:
Loan payoff fees
Real estate commission (in some cases, a portion of this may be paid by the buyer)
Termite repairs
Transfer taxes
Title insurance and settlement fees
Attorney's fees where applicable

http://www.maxexchange.com/max_mortgages/closing_costs.htm
Seller closing costs
If the seller has not yet paid for the house in full, the seller's most important closing cost is satisfying the remaining balance of their loan. Before the date of closing, the escrow officer will contact the seller's lender to verify the amount needed to close out the loan. Then, along with any other fees, the original loan will be paid for at the closing before the seller receives any proceeds from the sale. Other seller closing costs can include:

Broker's commission
Transfer taxes
Documentary Stamps on the Deed
Title insurance
Property taxes (prorated)

iVillage Member
Registered: 07-26-2006
In reply to: peteynjoeysmom
Mon, 08-06-2007 - 10:05pm

I didnt put additions onto the house. This house we gutted the kitchen, replaced the floors, painted the entire house, gutted all 3 baths, and replaced all the windows, put a stamped concrete patio on the back of the house with some significant landscaping, and painted the exterior and replaced the shutters because of the color. Nothing here was worthy of a permit, except for the cover for the patio.

<<>>

Great for you. However that wasnt the case for me.

iVillage Member
Registered: 07-26-2006
In reply to: peteynjoeysmom
Mon, 08-06-2007 - 10:08pm
When I hear odd...I think strange, weird. Different is just different.
iVillage Member
Registered: 07-26-2006
In reply to: peteynjoeysmom
Mon, 08-06-2007 - 10:12pm

<<Loan payoff fees>>>

This is dependent on if there are fees. This depends on the type of loan you have.

<<>>

I said that was my cost.

<<>>

That is done upon inspection. If the house does not pass inspection the homeowner may be asked to pay this or the price can be negotiated. We avoid this by having a termite company on contract.

<<Title insurance and settlement fees
Attorney's fees where applicable>>>

These are attorneys fees which I said I paid.

iVillage Member
Registered: 03-27-2003
In reply to: peteynjoeysmom
Mon, 08-06-2007 - 11:01pm

Well then, again, if it was a project that required a significant amount of your time and expertise it went beyond normal SAHM stuff and became a WAH project. There is a line where it is just a normal "do as you please time" home improvement that most people -- WOH or SAH -- do, and a point at which it requires an input of more time and effort than that. At that point, yes, most people do have a general contractor coordinating things unless they feel qualified to do it themselves. And if they are doing it themselves they are acting as a general contractor.

So I can't tell which way yours falls -- whether it's normal eye-wash type home improvement or if it's work a general contractor would usually supervise (moving walls, etc). But you can't have it both ways. If you were acting as a general contractor then it isn't normal SAHM stuff, and you can't complain that you didn't have free time as a SAHM -- you were working. If it's the normal stuff, then aren't you lucky you had so much "do as you please" time to do it or watch it if that is your comfort level, when most people have to arrange that stuff for time off and weekends, or just go to work and trust that the kitchen guys will do their job without the homeowner supervising them.

iVillage Member
Registered: 07-26-2007
In reply to: peteynjoeysmom
Mon, 08-06-2007 - 11:02pm
Well, good golly, the LAST thing you want is a parking lot full of nuns and their rulers ;)

~~~~~~~~~

Kitty

"BTW, I hate Lifetime. Their movies will suck you in and all of a sudden you've watched 3 in a row, used every tissue in t

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