Guilt
Find a Conversation
Guilt
| Tue, 07-31-2007 - 10:20am |
Why does the media portray working moms, always, as having guilt?
http://www.cnn.com/2007/HEALTH/family/07/30/hm.mommy.guilt/index.html
| Tue, 07-31-2007 - 10:20am |
Why does the media portray working moms, always, as having guilt?
http://www.cnn.com/2007/HEALTH/family/07/30/hm.mommy.guilt/index.html
Pages
http://www.thinkglink.com/Seller_Closing_Costs.htm
http://www.homegain.com/info_center/other/closing_costs/show_article
Sellers are typically expected to cover closing costs like:
Loan payoff fees
Real estate commission (in some cases, a portion of this may be paid by the buyer)
Termite repairs
Transfer taxes
Title insurance and settlement fees
Attorney's fees where applicable
http://www.maxexchange.com/max_mortgages/closing_costs.htm
Seller closing costs
If the seller has not yet paid for the house in full, the seller's most important closing cost is satisfying the remaining balance of their loan. Before the date of closing, the escrow officer will contact the seller's lender to verify the amount needed to close out the loan. Then, along with any other fees, the original loan will be paid for at the closing before the seller receives any proceeds from the sale. Other seller closing costs can include:
Broker's commission
Transfer taxes
Documentary Stamps on the Deed
Title insurance
Property taxes (prorated)
I didnt put additions onto the house. This house we gutted the kitchen, replaced the floors, painted the entire house, gutted all 3 baths, and replaced all the windows, put a stamped concrete patio on the back of the house with some significant landscaping, and painted the exterior and replaced the shutters because of the color. Nothing here was worthy of a permit, except for the cover for the patio.
<<>>
Great for you. However that wasnt the case for me.
<<Loan payoff fees>>>
This is dependent on if there are fees. This depends on the type of loan you have.
<<>>
I said that was my cost.
<<>>
That is done upon inspection. If the house does not pass inspection the homeowner may be asked to pay this or the price can be negotiated. We avoid this by having a termite company on contract.
<<Title insurance and settlement fees
Attorney's fees where applicable>>>
These are attorneys fees which I said I paid.
Well then, again, if it was a project that required a significant amount of your time and expertise it went beyond normal SAHM stuff and became a WAH project. There is a line where it is just a normal "do as you please time" home improvement that most people -- WOH or SAH -- do, and a point at which it requires an input of more time and effort than that. At that point, yes, most people do have a general contractor coordinating things unless they feel qualified to do it themselves. And if they are doing it themselves they are acting as a general contractor.
So I can't tell which way yours falls -- whether it's normal eye-wash type home improvement or if it's work a general contractor would usually supervise (moving walls, etc). But you can't have it both ways. If you were acting as a general contractor then it isn't normal SAHM stuff, and you can't complain that you didn't have free time as a SAHM -- you were working. If it's the normal stuff, then aren't you lucky you had so much "do as you please" time to do it or watch it if that is your comfort level, when most people have to arrange that stuff for time off and weekends, or just go to work and trust that the kitchen guys will do their job without the homeowner supervising them.
~~~~~~~~~
Kitty
"BTW, I hate Lifetime. Their movies will suck you in and all of a sudden you've watched 3 in a row, used every tissue in t
Pages