INFANTS IN DAYCARE?

iVillage Member
Registered: 06-08-2008
INFANTS IN DAYCARE?
2022
Wed, 11-26-2008 - 12:20am

OK, remember this is a debate board, and I am going to play devil's advocate here, so please let's play nice.

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iVillage Member
Registered: 02-08-2008
Tue, 12-23-2008 - 11:48am
My mom and I were just talking about this the other day. She said that she just buys what she wants now but remembers when we were kids and had to use coupons and sales.
iVillage Member
Registered: 10-05-2007
Tue, 12-23-2008 - 11:56am
My mom did the same thing.

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Ducky

iVillage Member
Registered: 05-14-2006
Tue, 12-23-2008 - 11:58am
iVillage Member
Registered: 02-08-2008
Tue, 12-23-2008 - 1:08pm
I'm surprised because you seen to be very organized and look to cut corner and save money like I do.
I really never understood when people say they don't have the "time" to cut coupons. It takes me all of 5-10 minutes a week.
iVillage Member
Registered: 02-08-2008
Tue, 12-23-2008 - 1:09pm
My budget doesn't work that way though. I have a certain amount in each area and only spend that much per week.
iVillage Member
Registered: 03-27-2003
Tue, 12-23-2008 - 1:35pm

Very true. I've never used a formal budget (the sort where I said "I have X$ to spend/week on this and Y$ to spend/week on that). If you asked me how much I spent this week or any other week on groceries, I couldn't tell you. What has always worked for me is informally living within and sometimes below my means. I never actually calculated anything, I just spent less when we had big expenses and spent more when we didn't.


iVillage Member
Registered: 05-14-2006
Tue, 12-23-2008 - 1:53pm

iVillage Member
Registered: 05-22-2008
Tue, 12-23-2008 - 2:14pm
I do go back and look at my records occasionally.
iVillage Member
Registered: 10-05-2007
Tue, 12-23-2008 - 2:19pm

I am very organized, and I do like to save money...but I wouldn't say that I cut corners, lol.


I really never understood when people say they don't have the "time" to cut coupons.


It's not that I don't have the time, it's that my time is more valuable than the savings I get from cliping coupons, and/or driving around town to hit the sales.


It takes me all of 5-10 minutes a week.


With the little ones around (with interuptions and all) it would take me a half an hour or so...at least.

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Ducky

iVillage Member
Registered: 10-05-2007
Tue, 12-23-2008 - 2:24pm

I don't track every expenditure, it's tedious.
I do however, allocate funds for each catagory in our budget.

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Ducky

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