INFANTS IN DAYCARE?
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INFANTS IN DAYCARE?
| Wed, 11-26-2008 - 12:20am |
OK, remember this is a debate board, and I am going to play devil's advocate here, so please let's play nice.
| Wed, 11-26-2008 - 12:20am |
OK, remember this is a debate board, and I am going to play devil's advocate here, so please let's play nice.
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Ducky
I do get it and realize that you can NOT say someone could live on such and such amount of money. How do you find this true? Not sure if everybody pays the same amount in every single house in your area but I know for sure my next door neighbor pays more in taxes than me and they have the same size house (land a little larger). Even if they paid the same amount for their house, which they did not, I can not assume that their utility bills are the same as myself and that they could live on the same salary as myself.
Does this help?
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Ducky
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Ducky
This was the original post. Someone said about living on $40,000 and the post indicated how you can. BUT...if these are just "hypothetical", how can they be posted when they might not even work in her "area" since she said these are NOT her bills?
$40,000, after payroll deductions, you'd have
$3,333/mo.
Taxes, Medicare, and FICA- $520/mo.
Health Insurance- $82/mo.
Retirement- $233/mo. + $233/mo. matching = $466/mo. total
Life Insurance and Long Term Disability- $20/mo.
Leaves $2478/mo.
Mortgage- $600/mo. ($100,000 mortgage)
Gas, Electric, Water, Trash, Sewer, Phone- $215/mo.
That leaves $1663/mo.
Childcare for 2- $800/mo. (This might be lower with childcare subsidies . . .)
Groceries- $300/mo.
College Savings- $300/mo.
Gas- $100/mo.
Misc.- $163/ mo.
It's an ESTIMATE...a
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Ducky
That's amazing that you can figure out in your area that everyone in the same size homes spend the same on utilities. My neighbor had a bill 5x mine with the same size home. I can easily say that she would be close to my bill because of the size of her house but I don't really know her lifestyle. Her oil bill could be much higher too depending on the company she uses. Her water could be higher depending on how much she uses.
It seems like you took your bills and tried to show that you CAN live on $40,000 in your area and assume that since you do, everyone else in your area, in the same type and size house can too.
I
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Ducky
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