Militants - are they for real?
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Militants - are they for real?
| Tue, 04-14-2009 - 6:59pm |
Someone on another board posted this link.
http://blogs.babycenter.com/celebrities/2009/04/12/dr-laura-says-all-moms-should-stay-at-home/?scid=momstodd_20090414_A:2&pe=2U8vYLf
It's about Dr. Laura saying that all women should be SAHMs until the child is at least 3 years old.
Whether we're talking about working or staying at home, I can't quite wrap my head around what is going on inside the brains of people that apply the phrase "all women should".
Do you think militants are actually serious, or just trying to get a rise out of others?







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<<Wouldn't they have to plan just like the sahp would? >>
No, they would plan differently, please see post 2991 for details.
PumpkinAngel
<<Still waiting for an answer on the wohp who is not offered retirement plans from their employer. >>
Differently than
PumpkinAngel
No, they would plan differently, please see post 2991 for details.
PumpkinAngel
Yes really and you are correct they would have to do something on their own, but the plan would be different because they are a wohp, the rules/laws/regulations whatever....favor the working in regards to planning retirement funds.
PumpkinAngel
There is a spousal supplement- I know my grandmother had one and she worked for pay about 3 weeks in her entire 99.5 year life - it kept her out of poverty.
That said, most SAHPs I know worked at least the minimum 40 quarters- so they will get something. Plus, most go back after a few years at home. I don't think a gap of even 15 years really impacts the Social Security income too much as it looks at the highest five years of income. For higher income workers - they max out on benefits- and would get the same benefits. For lower income workers- their "maximum five year income" would be similar regardless of time off. It is the ones in between that would be affected- the ones that don't max out on benefits and would end up making more in their later years if they had stayed in the work force.
For those that say Social Security will not be there when we retire: It will. We might not get 100% of the expected benefits (more like 75-80%) but there will still be that safety net - even if they don't change a thing.
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