Opt out or left out?

iVillage Member
Registered: 12-07-2003
Opt out or left out?
430
Mon, 05-13-2013 - 3:31pm

This article says that most SAH moms do so, because they can't afford to work (i.e. couldn't make enough to cover their childcare costs).  Or that their husband's income is in the top 5% of earners in the US.  So SAHMs are at the two extreme ends of income.  This seems to me to be pretty much what we've found through discussions on this board.  Do you think that there should be programs in place to make it easier for SAHMs in the lower income brackets to go back to work?  How could this be accomplished?

http://www.nbcnews.com/business/opt-out-or-left-out-economics-stay-home-moms-1C9881635

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iVillage Member
Registered: 03-27-2013
Tue, 05-14-2013 - 1:16pm

The only really good reason to refinance a mortgage is to get a interest lower rate. Any other reason, e.g., consolidating debt, cashing out for home improvements or other unplanned expenses is debious in a housing market that can contract, and squeeze value from the home.

Yep especially with all the upside down mortgages now. 

iVillage Member
Registered: 02-24-2010
Tue, 05-14-2013 - 1:18pm

springfever2013 wrote:
<p style="font-size:13px; text-align:left">&lt;&lt;<strong>We have Universal Pre-K too. It is a lotto and yes, it is a few hour thing too so not very doable with full time working families.&gt;&gt;</strong></p><p style="font-size:13px; text-align:left"><span style="font-size:x-small">Why doesn't your school system value a preschool education for it's students?</span></p><p style="font-size:13px; text-align:left"><span style="font-size:small"><strong>They do, that is why they offer this. Does your school offer Universal Pre-K to EVERYONE? How much are your school taxes?</strong></span></p>

Spring, what is Universal pre-k, if it's not offered to everyone in the district?  

“Clearly," said Arthur,"you're an idiot- but you're our kind of idiot. Come on.” 
― Markus ZusakThe Book Thief

iVillage Member
Registered: 06-27-1998
Tue, 05-14-2013 - 1:18pm

springfever2013 wrote:
<p><span style="font-size:13px; text-align:left">Having a lotto based part time program doesn't really show support for prek, imo.  Yes and none of your business.  The prek (full, part time and special ed) is fee based with exceptions of course for tutition.</span></p><p style="text-align:left"><span style="font-size:small"><strong><span style="font-size:x-small"><span>It seems to work for everyone and our taxes are quite high now (going up higher to accomodate these type of things). </span></span></strong></span></p>

Well that's a switch, you just said it didn't work for full time wohps, now it works for everyone?  Perhaps if all of those people living in illegal apartments paid their fair share of taxes, those who are living legally would have lower taxes?  It's quite a shame when those who living by their plan and legally have to pay for those who break the law.  

PumpkinAngel

iVillage Member
Registered: 03-27-2013
Tue, 05-14-2013 - 1:19pm

Which is about birth control....which has about as much to do with this conversation as your questions as I mentioned.  People want to go back to work, why is that a problem with you?

If she truly wants to go back to work, then she will make it happen. I don't think it mentioned about when her dh is not working, right? What about then, when she won't need daycare? 
iVillage Member
Registered: 03-27-2013
Tue, 05-14-2013 - 1:22pm

People want to go back to work, why is that a problem with you?

She had planned to go back to work part-time after the baby was born, but scrapped those plans after realizing she’d have to make at least $11 an hour just to break even on child care costs.

Part-time? Why wouldn't, if she TRULY wanted to go back to work and not live struggling find a full-time job? 

iVillage Member
Registered: 03-27-2013
Tue, 05-14-2013 - 1:23pm

Yeah. I'm sick and tired of paying higher taxes to subsidize all the people out there who get a mortgage deduction. Why should I have to pay for your inability to pay cash for your house?

That's the negative thing about owing your home outright Laughing

iVillage Member
Registered: 03-27-2013
Tue, 05-14-2013 - 1:24pm

I rely on my family for support with my kids, I'm very thankful that I have the type of relationship with both my family and my dh's family where we can turn to each other for support of all kinds.  I know that I'm lucky because I know there are numerous families out there that don't have the support of their families.

What type of support?

iVillage Member
Registered: 06-27-1998
Tue, 05-14-2013 - 1:26pm

<<Which is about birth control....which has about as much to do with this conversation as your questions as I mentioned.  People want to go back to work, why is that a problem with you?

If she truly wants to go back to work, then she will make it happen. I don't think it mentioned about when her dh is not working, right? What about then, when she won't need daycare? >>
What part of daycare costs were more than she was making isn't clear to you?  She wants to return to working in her field, read the article.  It has nothing to do with birth control, disability or anything else that you mentioned.  What is wrong with programs helping people return to work when they want to work?  

PumpkinAngel

iVillage Member
Registered: 01-08-2009
Tue, 05-14-2013 - 1:27pm
No, my subsidizing you doesn't gave a thing to do with me owning my home outright. That's like saying the negative thing about having a job is subsidizing the unemployed.
iVillage Member
Registered: 06-27-1998
Tue, 05-14-2013 - 1:28pm

springfever2013 wrote:
<p><strong>People want to go back to work, why is that a problem with you?</strong></p><p><span style="color:#222222; font-family:'Noto Sans', 'Helvetica Neue', Arial, sans-serif; font-size:16px">She had planned to go back to work part-time after the baby was born, but scrapped those plans after realizing she’d have to make at least $11 an hour just to break even on child care costs.</span></p><p><span style="font-size:medium"><strong><span style="color:#222222; font-family:'Noto Sans', 'Helvetica Neue', Arial, sans-serif">Part-time? Why wouldn't, if she TRULY wanted to go back to work and not live struggling find a full-time job? </span></strong></span></p>

Yes, part time, that is what those words state.  The article doesn't address wanting to return to full time work and your comment don't address the question.  Why can't you just answer the question as written?  

Programs that help people go back to work, why is that a problem with you?

PumpkinAngel

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