Opt out or left out?

iVillage Member
Registered: 12-07-2003
Opt out or left out?
430
Mon, 05-13-2013 - 3:31pm

This article says that most SAH moms do so, because they can't afford to work (i.e. couldn't make enough to cover their childcare costs).  Or that their husband's income is in the top 5% of earners in the US.  So SAHMs are at the two extreme ends of income.  This seems to me to be pretty much what we've found through discussions on this board.  Do you think that there should be programs in place to make it easier for SAHMs in the lower income brackets to go back to work?  How could this be accomplished?

http://www.nbcnews.com/business/opt-out-or-left-out-economics-stay-home-moms-1C9881635

Pages

iVillage Member
Registered: 03-27-2013
Tue, 05-14-2013 - 2:07pm

I'm surprised Spring, most anti-welfare people promote leaning on extended family to provide for those who can't as an alternative to using the welfare system.

When did I ever say that I am anti-welfare?

What do you think should happen to the children that exist outside of your planning, then?

It all depends on the family but there are PLENTY of families out there who can't have children who would LOVE to adopt one and CAN afford to raise them without any help.

Should their families simply suffer?

Should WHOSE families suffer?

Maybe the children from the original article should be living in some kind of homeless shelter instead of relying on the kindness of the landlord aunt?

No, the mother should be looking for a full time job or a job on opposite hours of her dh.

iVillage Member
Registered: 10-23-2001
Tue, 05-14-2013 - 2:10pm

chestnuthooligan wrote:
<p>&lt;Interesting logic considering you defend folks who borrow more mortgage than they can afford to begin with.  You know, those mortgage broker scams and all.&gt;</p><p>Interesting bit of ignorance, here. A mortgage broker offers a professional service. Some are excellent, some are not. I foundd an excellent service provider who got me a rate that enabled me to pay off my home years earlier than we had planned. No scam, no skimming and points better than any commercial bank or credit union.Yes, we did due dilegence before carrying through on the transaction.</p><p>When did I defend you defend folks who borrow more mortgage than they can afford?</p>

Of course.  You finding an excellent one is about as relevent as someone who thnks they did too but got screwed over.  Brokers are "professional" sales people. 

 


 


iVillage Member
Registered: 06-27-1998
Tue, 05-14-2013 - 2:10pm

springfever2013 wrote:
<p><span style="font-size:13px; text-align:left">All kinds.</span></p><p><span style="font-size:small"><strong><span style="text-align:left">That's nice. I am sure there are many families out there they get "all kinds" of support from their families. Many don't ask or get themselves in a bad situation though to GET that support. </span></strong></span></p>

That's the only way you will support your family is if someone asks or if they are in a bad situation?    

PumpkinAngel

iVillage Member
Registered: 03-27-2013
Tue, 05-14-2013 - 2:12pm

Just because you weren't able to do that?  

No need to, we were approved for a mortgage without another lender on our mortgage. Possibly because we waited and had a larger down payment (again, planning). 

You have mentioned in the past that your family has helped you out by giving you things or paying for things.  Why do you feel so negatively about anyone else getting similar help?

EXTRA help, not help because we were struggling or did not have the resources to do it ourselves. I think most families get this with support from families in the way of presents, etc.

iVillage Member
Registered: 05-13-2009
Tue, 05-14-2013 - 2:14pm

<Yea, Tax breaks on the interest is a +.  And she had a mortgage at one time, What a weird statement.>

It's not a "weird statement". I think back to work programs for people who want to work are a better financial investment for our tax dollars than the mortgage interest deduction for wealthy property owners.

If you really want to debate tax policy, have at it. Quite with the passive aggressive tripe.

iVillage Member
Registered: 06-27-1998
Tue, 05-14-2013 - 2:15pm

<<Believe me, my view is VERY WIDE. Did I ever say that my "plan" has ever gone 100%? Does anyone's? lol. I do know that I would do EVERYTHING in my power to NOT rely on anyone as much as I possibly could. From what we read in this story, I don't think this family has. >>

I can only go by what is posted and the view presented is very, vary narrow which was clearly demonstrated when you asked how does it benefit me in regards to a return to work program for sahps.  And I have to echo what someone else said about the article, if that is what you got from the story, you missed the point.


PumpkinAngel

iVillage Member
Registered: 05-13-2009
Tue, 05-14-2013 - 2:16pm

double post

iVillage Member
Registered: 06-27-1998
Tue, 05-14-2013 - 2:18pm

<<Why are you all bent out of shape over this family getting help from their family.  You "think" the extended family "might" be doing this unwillingly & it's not fair to them.  Ummm you don't know either way.  I'm pretty sure that there was not crime committed to obtain money from extended family (no gun held to someone's head) because the article didn't mention that.  You don't know one way or the other the feelings of the givers you just think they shouldn't even ask because it's not fair.  They are grownups and they can decide if they want to do this.  You also say not everyone has family they can ask.  Yes, so?  Some do and some get help from their family and some don't.  That's life, it's not fair--those other families get by in a myriad of other ways.>>

You know, I'm wondering with all the assumptions that are being made if one is projecting their real life onto this situation? I am assuming good things because I have helped family and have been helped by family, in all kinds of ways, so I assume postiive things while others assume negative?


PumpkinAngel

iVillage Member
Registered: 06-27-1998
Tue, 05-14-2013 - 2:19pm

springfever2013 wrote:
<p><span style="font-size:13px; text-align:left">Yea, I got it the first time, it doesn't work for everyone but you suddenly claim that it does when I mention something different.  </span></p><p><span style="font-size:small"><strong><span style="text-align:left">Nope, I said EVERYONE can apply is what I said. </span></strong></span></p>

Well, you eventually said that but only after what you said first changed from the program doesn't work for everyone to it it's offered to everyone.  Really, it's okay....we all get it.

PumpkinAngel

iVillage Member
Registered: 03-27-2013
Tue, 05-14-2013 - 2:19pm

That's the only way you will support your family is if someone asks or if they are in a bad situation?    

I would not ask or get myself in a bad situation to have to ask for financial support. My problems are MY problems, not anyone else's. 

Pages