Opt out or left out?

iVillage Member
Registered: 12-07-2003
Opt out or left out?
430
Mon, 05-13-2013 - 3:31pm

This article says that most SAH moms do so, because they can't afford to work (i.e. couldn't make enough to cover their childcare costs).  Or that their husband's income is in the top 5% of earners in the US.  So SAHMs are at the two extreme ends of income.  This seems to me to be pretty much what we've found through discussions on this board.  Do you think that there should be programs in place to make it easier for SAHMs in the lower income brackets to go back to work?  How could this be accomplished?

http://www.nbcnews.com/business/opt-out-or-left-out-economics-stay-home-moms-1C9881635

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iVillage Member
Registered: 06-27-1998
Tue, 05-14-2013 - 2:20pm

<<What do you think should happen to the children that exist outside of your planning, then?

It all depends on the family but there are PLENTY of families out there who can't have children who would LOVE to adopt one and CAN afford to raise them without any help.>>

Did you really just imply that poor people should give their children up for adoption?

PumpkinAngel

iVillage Member
Registered: 03-27-2013
Tue, 05-14-2013 - 2:21pm

I can only go by what is posted and the view presented is very, vary narrow which was clearly demonstrated when you asked how does it benefit me in regards to a return to work program for sahps.  And I have to echo what someone else said about the article, if that is what you got from the story, you missed the point.

Oh well, see..you DON'T know everything about me Laughing
Avatar for jamblessedthree
iVillage Member
Registered: 10-23-2001
Tue, 05-14-2013 - 2:22pm
But you see, Some couples get gifts towards home purchases too, Sometimes in the neighborhood of $100,000+.... If you don't believe it exists it does.

 


 


iVillage Member
Registered: 03-27-2013
Tue, 05-14-2013 - 2:22pm
springfever2013 wrote:
<p><span style="font-size:13px; text-align:left">Yea, I got it the first time, it doesn't work for everyone but you suddenly claim that it does when I mention something different.  </span></p><p><span style="font-size:small"><strong><span style="text-align:left">Nope, I said EVERYONE can apply is what I said. </span></strong></span></p>

Well, you eventually said that but only after what you said first changed from the program doesn't work for everyone to it it's offered to everyone.  Really, it's okay....we all get it.

Glad you get it :)

iVillage Member
Registered: 05-13-2009
Tue, 05-14-2013 - 2:23pm

< Brokers are "professional" sales people.>

As are bankers, Certified Financial Planners, lawyers, stock brokers. The people who are screwed over are the ones who don't know how to leverage professional services and let their lack of knowledge lead them done the wrong path. I see this all the time, especially on how people deal with the retirement investments.

iVillage Member
Registered: 06-27-1998
Tue, 05-14-2013 - 2:23pm

chestnuthooligan wrote:
<p>&lt;Yea, Tax breaks on the interest is a +.  And she had a mortgage at one time, What a weird statement.&gt;</p><p>It's not a "weird statement". I think back to work programs for people who want to work are a better financial investment for our tax dollars than the mortgage interest deduction for wealthy property owners.</p><p>If you really want to debate tax policy, have at it. Quite with the passive aggressive tripe.</p>

Yes, it's getting old.

PumpkinAngel

iVillage Member
Registered: 03-27-2013
Tue, 05-14-2013 - 2:25pm

Did you really just imply that poor people should give their children up for adoption?

No

iVillage Member
Registered: 06-27-1998
Tue, 05-14-2013 - 2:26pm

<<That's the only way you will support your family is if someone asks or if they are in a bad situation?    

I would not ask or get myself in a bad situation to have to ask for financial support. My problems are MY problems, not anyone else's. >>

That doesn't answer what I asked, read it again.  

PumpkinAngel

iVillage Member
Registered: 06-27-1998
Tue, 05-14-2013 - 2:28pm

springfever2013 wrote:
<p style="font-size:13px; text-align:left"><span style="font-size:medium"><span style="font-family:Arial, sans-serif">I can only go by what is posted and the view presented is very, vary narrow which was clearly demonstrated when you asked how does it benefit me in regards to a return to work program for sahps.  And I have to echo what someone else said about the article, if that is what you got from the story, you missed the point.</span></span></p><div><strong><span style="font-size:medium"><span style="font-family:Arial, sans-serif">Oh well, see..you DON'T know everything about me <img src="/forums/sites/all/libraries/tinymce/jscripts/tiny_mce/plugins/emotions/img/smiley-laughing.gif" alt="Laughing" title="Laughing" border="0" /></span></span></strong></div>

I never said that I did, my comments were specific to the topic at hand, which as someone pointed out, a very narrow view.  If you wish others to think differently, then act and speak differently.

PumpkinAngel

iVillage Member
Registered: 12-07-2003
Tue, 05-14-2013 - 2:28pm

springfever2013 wrote:
No need to, we were approved for a mortgage without another lender on our mortgage. Possibly because we waited and had a larger down payment (again, planning).

Who has a parent or other family member on their mortgage?

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