Question for SAHM

iVillage Member
Registered: 05-16-2009
Question for SAHM
11
Sun, 07-12-2009 - 12:59am

I have a question for the SAHM.

Amber- mommy to Hunter Scott, 6 years

 

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iVillage Member
Registered: 02-06-2009
Tue, 07-14-2009 - 8:01am

Anything can happen.

iVillage Member
Registered: 10-17-2003
Mon, 07-13-2009 - 4:15pm

We have a cushion of savings that should get us by if my husband lost his job.

iVillage Member
Registered: 04-06-2008
Mon, 07-13-2009 - 10:01am

We did not lose our income totally but we lost a big chunk of it and its hard. The town we live in is completely supported by the oilpatch. The patch is doing good, the town is doing good, the patch stops DRILLING (like they did last year), and our town suffers.


We rely on overtime during the winter to pay our bills and bring out savings back up from summer, but overtime was totally banned this year. Then they laid all but Dh and 2 others off and put them down to 32 hour work weeks. So we lost quite a bit right there. The saving we did have are gone because we still had the huge bills during winter (heating, gas, christmas)

Lilypie First Birthday tickers  
iVillage Member
Registered: 01-15-2006
Sun, 07-12-2009 - 9:29pm

DH has been through enough jobs to know that we're certainly not alone.


a common bond with other SAHMS i have met over the years is,the number of places we have lievd because of jobs our husbands have taken,have chosen to take or have had to take.

 

iVillage Member
Registered: 01-15-2006
Sun, 07-12-2009 - 9:24pm

i agree with tryingtoquit in that SAH is no different than two WOHPs.

 

iVillage Member
Registered: 04-17-2003
Sun, 07-12-2009 - 8:10pm
No, I don't know of any.
iVillage Member
Registered: 02-07-2009
Sun, 07-12-2009 - 1:52pm

I think that SAHP come from 3 camps.

Those who would not be able to afford childcare. They are not well off at all but being in the work force would not help their situation. They learn to deal with income they do have.

Those that are in the situation of it being a choice with some adjustments. While additional income would help in some areas, they see SAH important enough to make the adjustments they need in order to make it possible.

Those that are well of and have absolutely no need of an additional income.

iVillage Member
Registered: 05-27-1998
Sun, 07-12-2009 - 1:09pm

Most of the SAHMs I know are very well off. I doubt this is true everywhere, but in a high COL area, you pretty much have to be upper middle class in order to have a parent SAH.

iVillage Member
Registered: 05-16-2009
Sun, 07-12-2009 - 11:53am

I didn't even think about the savings part.

Amber- mommy to Hunter Scott, 6 years

 

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iVillage Member
Registered: 07-17-2007
Sun, 07-12-2009 - 9:55am

Have any SAHM's husbands lost their jobs in this economic crisis?

I am guessing that many sahms have husbands that have lost their jobs. I am also guessing that many wohms and wohds and sahds have partners that have lost their jobs or have lost their own job.

If so, how did you deal?

The same as a dual income family deals. Cut back and look for a new job. It is rare to find a dual woh couple that can afford to have one parent lose his or her job either.

If not, are you afraid that it might happen to you?

Not too worried. DH's job is as secure as one can get in the private sector. If he did, we would have the bonus of both of uslooking for a job- so we could look in two different arenas.

Do you have a back-up plan? Yes, we have 6-12 months of cash saved. We have other assets to use if that is not enough. However, that has not changed because of my or DH's work status.

"It seems that the times do not allow women to be able to stay at home anymore. I only know one SAHM, and she babysits other children at her house to help pay the bills. It might just be where I am from."

It might be just where you are from, but we have quite a few sahm AND sahds around here. Men sah too, not just women. We also have wah parents like your friend who babysits children in her home. We also have dual ptwohps and ftwoh with ptwohs. We have quite a mix.

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