The Recession
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The Recession
| Tue, 02-23-2010 - 10:03am |
Has the recession caused you to change your lifestyle, including the decision to SAH or WOH?
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“Wise men speak because they have something to say; Fools because they have to say something.”
Plato
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We pay no fees and have never paid any interest, since we always pay our card off every month.
We earn cash for our kids' college funds through UPromise by using the card to pay for our expenses. It's a great deal.
Yes the link makes sense. No one has disputed that. But the link doesn't apply to everyone.
You can pay off your cc every month and still get the cash/rewards.
I also have done the 0%, no interest deals. That only works if you pay it off in time. Of course the cc company HOPES the consumer does not have the money to pay it in a year, 2 yrs or whatever the time period is so they make MAJOR interest.
"and the other attractive thing i suppose is that you're only responsible for what, like, 1-2% every month all the while getting charged 10-20% + interest on the entire balance. attractive alright, no thanks. "
IF one pays off ones card every month and carry $0 over, there are NO - ZERO - NADA - ZIPPO interest charges.
~o~ ...^^^... ~o~
America had often been discovered before Columbus, but it had always been hushed up.
Oscar Wilde
Right but if you pay the bill in full, every month, then there is no need to transfer anything to a 1-2 year 0% deal.
Some people think the credit card "bill" is the minimum you have to pay every month to keep the card.
Other people consider the credit card bill to be the whole amount charged that month. If you do not carry a balance forward to the next month, you pay no interest.
~o~ ...^^^... ~o~
America had often been discovered before Columbus, but it had always been hushed up.
Oscar Wilde
Edited 3/13/2010 11:10 am ET by emptynester2009
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