Refinancing a Mortgage
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Refinancing a Mortgage
| Fri, 08-12-2005 - 2:26pm |
Can you refinance your mortgage if the rate is not lower than the one you have now? How would that work?
Our original mortgage was 7.5%, we refinanced a few years ago down to 5.25%. I was telling a woman on one of my other message boards about how I was thinking of taking a cash advance from my discover card to clean up my checking and savings account and she said I could refinance. Is that possible?
Thanks!
Our original mortgage was 7.5%, we refinanced a few years ago down to 5.25%. I was telling a woman on one of my other message boards about how I was thinking of taking a cash advance from my discover card to clean up my checking and savings account and she said I could refinance. Is that possible?
Thanks!

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Why do you keep comparing yourself to everyone else? Your friends pay $300 for a bouncy castle...everyone you work with has a car note...your dh's cousin spent $10,000 to finish her basement...
You're living your life on hearsay.
What you're not realizing is that there is a difference between the cost of living where you are. . .and how you choose to live where you are.
The housing costs in my town are disproportionatly high for our overall COL. . .because of that we chose to live in a modest, 3 bedroom/1 bath, ranch house that was in a good neighborhood, near a great school. . .(and here's the kicker) was in our price range.
Uh. . .it's a SET of six beanbags, so no I wouldn't just bring one. . .I'd bring the set of six.
I've already told you that I tend to spend $10 for my kids' friends gifts. . .but I've done gifts for $5 when I needed to.
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