Refinancing a Mortgage

iVillage Member
Registered: 04-27-2005
Refinancing a Mortgage
765
Fri, 08-12-2005 - 2:26pm
Can you refinance your mortgage if the rate is not lower than the one you have now? How would that work?
Our original mortgage was 7.5%, we refinanced a few years ago down to 5.25%. I was telling a woman on one of my other message boards about how I was thinking of taking a cash advance from my discover card to clean up my checking and savings account and she said I could refinance. Is that possible?
Thanks!

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iVillage Member
Registered: 10-16-2003
Mon, 08-15-2005 - 11:06am
Lots of people want the latest, newest thing. Some can afford it and some can't! But it hapens allllll the time.

 

iVillage Member
Registered: 12-10-2003
Mon, 08-15-2005 - 11:11am
That's what they do around here also. However, my son, 5, has never had a bouncy house. Imagine that.
iVillage Member
Registered: 12-10-2003
Mon, 08-15-2005 - 11:20am
At those age for the past 7 years there is no reason why cake & ice cream couldn't have been served to a couple friends.
iVillage Member
Registered: 11-12-2003
Mon, 08-15-2005 - 11:27am
When I was in HS, our neighbors replaced their cars every 2 yrs.
iVillage Member
Registered: 12-10-2003
Mon, 08-15-2005 - 11:27am

So what? Have you always been a follower? Just because EVERYBODY is doing it, doesn't mean you have to.

It's the same here with the bouncy houses etc. But that hasn't stopped me from doing very simple parties for my ds.

Why are you so afraid to go against the grain?

iVillage Member
Registered: 10-18-2003
Mon, 08-15-2005 - 11:28am

Finally have a chance to weigh in on the bday party thing ...


Ds had his 5th in June. We met at a park. Had $5 "hot-n-ready" pizzas from Little Ceasar's ($15 for three, fed the parents too), bought juice boxes (100% juice) in bulk, had ice cream push up pops ... Bought the stuffings for the goodie bags at the dollar store ...


total party cost?about $45 ... kids had a blast

Jay: People are smart, they can handle it.
Kay: A *person* is smart. People are dumb, panicky, dangerous animals and you know it.

Choose your friends by their character and your socks by their color.  Choosing your socks by their character makes no sense and choosing your friends by their color is unthinkable.

iVillage Member
Registered: 12-10-2003
Mon, 08-15-2005 - 11:29am
It's even cheaper to have cake & ice cream at home.
iVillage Member
Registered: 12-10-2003
Mon, 08-15-2005 - 11:36am
So what's your point?
iVillage Member
Registered: 12-10-2003
Mon, 08-15-2005 - 11:41am
This is coming from someone who loves her tv.......Yes you can.
Avatar for laurenmom2boys
iVillage Member
Registered: 03-25-2003
Mon, 08-15-2005 - 11:45am
Me, too. Life's too short to drink bad wine.

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