Rock and a Hard Place
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Rock and a Hard Place
| Thu, 11-20-2003 - 10:45am |
There's something on this board that has been bothering me, and I hope I can articulate it.
| Thu, 11-20-2003 - 10:45am |
There's something on this board that has been bothering me, and I hope I can articulate it.
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I understand you have savings and could cut back on things (church, etc.) you voluntarily put money toward such that it wouldn't be an immediate calamity if one or the other of you were to lose your jobs, er, careers, but many people don't, and that is the kind of situation she addresses. She doesn't advocate living on one income.
And no, a child who learns later won't be behind. What computer skills do those games require? Probably a lot of point and click. You give any 12 yo who has spent her life reading, writing, exploring, conversing, learning math but never using a computer and introduce her to it and within 3 months, she'll be as competent on it as one who started at 2.
I understand it's very painful for people to have to downsize, move, etc. but that doesn't make their housing decision "irrevocable." They can do it, it's just not easy.
Not only is it 'not easy' for some to do, if you are living close to the edge or your expenses are suddenly very large at the same time your income drops (say, job loss coupled with medical bills not covered by insurance - psychiatric condition, say), it may not be possible to sell the house fast enough to escape foreclosure.
I personally think you can have a balance between computers and real life learning.
PumpkinAngel
That's exactly the same for me. I thought that's why it is recommended that one have 3 months of "living expenses" available as "cash." (rather than living on one income "just in case.") Besides, with WOHP, even if one loses a job, s/he is likely to be able to be able to find a job fairly quickly .
Coming in late here....
Obviously I haven't read this book. What *does* she advocate then? I'm curious.
BTW, I heard the score was 37 to 19 ;-)
"Besides, with WOHP, even if one loses a job, s/he is likely to be able to be able to find a job fairly quickly." Better hope so if you only have 3 mos. living expenses in reserve. And you'd be totally out of luck jobwise and would burn through money at a much faster pace in the situation I mentioned of being out of work due to a non-covered disability. I know a LOT of people who wouldn't have a terribly difficult time finding a different job w/in 3 mos. time, but it would require a move to do so, which would mean BOTH partners would have to do so, or one would have to live apart from the family for a significant time - not very feasible for most people.
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