I know about business deductions when wah, or rather my very experienced tax accountant does. Frankly, I save all receipts and let her decide. And your dd is only 7 months old (according to your profile), that 4 hour nap (or 2 2 hour naps) isn't doing to last forever.
People also need to proof read (out loud if necessary) what they write before they post to make sure that is exactly what they want to say and to see if it reads what they want to say. Hence the questions.
The truth may be out there but lies are in your head. Terry Pratchett
I know about limiting my client base because of working around children. I did it for years. It's not the way to build up a business. However, if one only wants to have a pt business, it can work, at least in the short term. By limiting your dog training business hours of operation, you are also limiting your client base.
I've had a dressmaking/alteration business at home for over 20 years. I did it pt until 7 years ago. Now it's full time. When I started, we had 3 girls (6, 4, and newborn when I started). After our son was born, I worked ft at a bridal shop doing alterations and my ah business was very pt. I switched it when our son was 3. I tried doing just the ah dressmaking business while watching him. That didn't work; I couldn't make enough money to replace my paycheck from the bridal shop until I put him back into daycare. He also wanted to go back to daycare. He had friends there to play with. Kids he saw every day; not just kids he had to make friends with at the park every time he was there. I was asked to go back to the bridal shop because they never found a replacement for me. So now I work 18-21 hours a week at the bridal shop and 20-40 hours a week at my ah dressmaking business.
I've been a FT wohm for 17 years and never felt like I "missed" anything. Having a college degree will make you more marketable and, overall, could lead to more advancement in whatever business you are in. As a teacher, I would be nowhere if I didn't have my master's degree -- which I earned while going to school nights, working FT AND raising my kids.
sure you can make money at home, but I can't imagine even beginning to make the kind of money that I'm making now -- as a 19 year veteran teacher.
and, honestly, if sahms are going to be "paid" for their work at home, then I want 75% of that -- since I'm HOME 128 out of 168 hours per week -- and have to do all of those "mom" things in that time.
As for me, I'm glad that I had already "found" myself and have been able to woh AND raise my kids all these years.
my sister's been a wahm for about 5-6 years now. Her dd was always in dc, as my sister had to put in her 8 hours at home -- free of interruptions.
yes, you pay less, but you make less as well. I'll trade off paying more because i make more. As for getting money back from the government, our terrific accountant (exh's uncle) has managed to get us fairly hefty refunds in the last few years. do we wish it was more? Who wouldn't, LOL!
And, while your dd may nap 4 hours per day (just how old is she anyway?), that probably won't last all through her 0-5 years. Two of three of mine gave up napping around age 3.
when my dh is home, I like to spend time with him (and our children) -- 2nd marriage for both of us -- NOT spend it separate/working. To each his/her own.
I work an average of 7-8 hours a day for 6 days a week. My day off is Sunday. But I'm usually sewing or crocheting then as well, except for myself and family instead of for pay. There are times when I even work 3-5 hours on Sunday for pay. I love what I do. It's more of an obsession than a career. I didn't start working these hours until the girls were in their early 20s/teens.
The girls are: Joy, 30, married with 2 kids with another one due in Jan/Feb; they live with us temporarily; Erica, 28, living with her so; they have their first child due the end of Nov; Angela, 24, living on her own and going to college. Dylan, our son, is 10 and in the 5th grade. He is our "only" child.