What would YOU have to do to SAH?

iVillage Member
Registered: 04-22-2005
What would YOU have to do to SAH?
2476
Fri, 02-13-2009 - 5:09pm

If you're a WOH/WAH mom, what sort of "downsizing" would you need to do in order to afford to be a SAHM? (SAHM defined here as not earning any money)

For me, I would have to put all our non-essential possessions in storage and move in with my parents.

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iVillage Member
Registered: 08-25-2008
Fri, 02-13-2009 - 5:18pm

When my girls were babies, my husband could have SAH if we'd gotten rid of the housekeeper and spent less on things like cars and vacations and actually budgeted.

iVillage Member
Registered: 02-07-2009
Fri, 02-13-2009 - 5:22pm

iVillage Member
Registered: 02-05-2009
Fri, 02-13-2009 - 5:27pm

well my partner would have to move in wiith us for one -- I'd have to cut back even more than I already have on my downsized salary.

and I'd have to change my entire personality.

iVillage Member
Registered: 04-22-2005
Fri, 02-13-2009 - 5:33pm

<>

LOL!

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iVillage Member
Registered: 08-31-2008
Fri, 02-13-2009 - 6:06pm
The only thing that would change in my family would be the amount we were saving, and the amount we spend on luxury items. Our day-to-day expenses and marginal savings are covered by one salary. Our luxuries(pro sports season tickets, vacations, et al) and savings for 3 in private colleges and additional retirement funds are paid for with the other salary. We have always had the choice of a sah parent, we just preferred balance both work with family as we both had established careers when we started our family.
iVillage Member
Registered: 08-03-2008
Fri, 02-13-2009 - 8:31pm
I would have to move somewhere that costs less than $600 a month, and then not buy anything that's not an absolute necessity ... ever.
iVillage Member
Registered: 01-05-2000
Fri, 02-13-2009 - 11:32pm

Give up sewing. Seriously, one of the main reasons why I work at my jobs is because I'm obsessed with sewing. But if I only worked because of the money, what would get me to quit and just sah would be if dh's job of his dreams brought in enough money for us to live on with a comfortable cushion. So to answer your question, it wouldn't be anything I that did to make me sah. And if he was able to do that, then I'd still sew. Just not so much for money but possibly for community theater, etc.

Chris

The truth may be out there but lies are in your head. Terry Pratchett

iVillage Member
Registered: 07-12-2005
Sat, 02-14-2009 - 10:31am

we would have to increase life and disability insurance on my DH, cut college funds, and drop our student loan and mortgage payments to the minimum instead of paying extra. We'd wait until economy picks up to buy a new car, and another year or two after that to buy a new house. My job pays less but is more secure. My DH makes more, but is more likely to have a job loss because of the nature of his work.

The choice for me to go to law school was made when we were engaged, and after fully weighing whether we wanted a dual-income family. Had that discussion resulted in a decision that we wanted a SAHP, I would not have gone to law school and there would be no student loans. We also would have taken a 30-year mortgage instead of 15. It would have been a simpler transition at the onset than it would be at this point.

iVillage Member
Registered: 04-08-2003
Sat, 02-14-2009 - 10:46pm

Ditto on changing my personality!


We'd have to sell our house and live in an apartment, and cut back to the absolute minimum with no savings. I'm far and away the higher breadwinner, so it makes no sense to even go through the exercise of justifying my staying at home.

iVillage Member
Registered: 02-19-2008
Sun, 02-15-2009 - 4:33pm

My dream of owning a home would be impossible.
I'd have to sell our car.
Saving for DD's college fund would end.
Any luxury items we currently buy month to month would have to end.

Also..I agree with the PP who said she'd have to change her whole personality...lol! I like wanting to buy something (mostly it's always for DD anyways) and always being able to.

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