Black Friday

iVillage Member
Registered: 11-26-2013
Black Friday
876
Fri, 11-29-2013 - 12:24pm

1. Did you do any shopping yesterday or today?

2. Do you have any leftovers? What is your favorite?

3. Do you have a budget for holiday gifts?

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iVillage Member
Registered: 05-31-2011
Sun, 12-01-2013 - 8:14pm

1. No shopping.

2. No leftovers.

3. We are mindful of our spending. 

iVillage Member
Registered: 01-08-2009
Sun, 12-01-2013 - 8:31pm
I have hers of Christmas savings clubs but never really understood the appeal. We just call it part of short term savings" in our house. But we don't necessarily go "all out," Presents nowadays are often just nice things/smaller things that we wouldn't necessarily get for ourselves. I'm thinking of getting my husband a speaker system so he an listen to music on his phone in his office. It is not an expensive item but something of a treat for him. Buying my kids books that they might not buy for themselves or would have to wait for at the library is that kind of present.
iVillage Member
Registered: 11-26-2013
Sun, 12-01-2013 - 9:36pm

Christmas is usually a time when my family buys bigger things, and yes, some people do save for Christmas.

There. I fixed it for you.

No, I don't think my husband and I are the only ones that buy bigger things at Christmas time. 

iVillage Member
Registered: 11-26-2013
Sun, 12-01-2013 - 9:37pm

This is how it has worked in our house. Everyone here has a kindle except for DSS because he doesn't really enjoy reading. The rest of us do, though.

I have an ipad for that but would rather read an actual book. To me, it is not the same thing.

iVillage Member
Registered: 11-26-2013
Sun, 12-01-2013 - 9:39pm

I have hers of Christmas savings clubs but never really understood the appeal. We just call it part of short term savings" in our house. But we don't necessarily go "all out," Presents nowadays are often just nice things/smaller things that we wouldn't necessarily get for ourselves. I'm thinking of getting my husband a speaker system so he an listen to music on his phone in his office. It is not an expensive item but something of a treat for him. Buying my kids books that they might not buy for themselves or would have to wait for at the library is that kind of present.

Meh...it is quite popular to have Christmas clubs as many people find Christmas a time to buy bigger items than they would normally do at other times of the year.

iVillage Member
Registered: 01-08-2009
Sun, 12-01-2013 - 9:55pm
I think it's about Time for NOBODY to make an appearance because as far as I can tell, she's the only one who could have said that you and your husband are the only ones who reserve buying bigger things for Christmas time.
iVillage Member
Registered: 01-08-2009
Sun, 12-01-2013 - 10:00pm
"Meh...it is quite popular to have Christmas clubs as many people find Christmas a time to buy bigger items than they would normally do at other times of the year." Yes, obviously. I just don't see the point in having a separate Christmas account. I spend a lot more this month on gifts and entertaining and decorating and whatnot this month than any other month. But we know approximately what we will need to spend in a yet on special things like Christmas or vacations; we keep anticipated expense money like that in short term savings (money beyond normal budget that we anticipate spending within 12 months).
iVillage Member
Registered: 11-26-2013
Sun, 12-01-2013 - 10:01pm

Again, I know that I am not the only one. Not sure why Marla changed it to "my family" then.

iVillage Member
Registered: 11-26-2013
Sun, 12-01-2013 - 10:03pm

I guess for some people, it is easier to have it put in a separate account and to make interest (the little you can make now) on it throughout the year. I think we did it once (before I started at my job) and it helped. Now we are blessed to get holiday bonus' and only use that money for all our Christmas expenses.

iVillage Member
Registered: 05-31-2011
Sun, 12-01-2013 - 10:04pm

I am aware that some families go on massive shopping sprees at Christmas, but that doesn't mean that all do. 

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