Black Friday

iVillage Member
Registered: 11-26-2013
Black Friday
876
Fri, 11-29-2013 - 12:24pm

1. Did you do any shopping yesterday or today?

2. Do you have any leftovers? What is your favorite?

3. Do you have a budget for holiday gifts?

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iVillage Member
Registered: 11-26-2013
Mon, 12-02-2013 - 8:45am

I am not really sure Bord how you wouldn't know how a Christmas account would work or how it would benefit many people (since it has been in existance for a long time). Just another way you try and put down people who don't manage their money like you do. 

iVillage Member
Registered: 10-23-2001
Mon, 12-02-2013 - 8:45am

bordwithyou wrote:
Again with the contractor fraud, Jambles? Sheesh, do you ever let anything go? I mean, it has nothing whatsoever to do with me OR the subject at hand, completely gratuitous. Irrational, in fact. It seems irrational to me to bother to have a separate Christmas savings account if it doesn't give you benefits such as higher interest than a regular account. But if it ties up your funds so you won't be tempted to spend them on other things, it makes sense.

Savings, in general, is a discipline not all people grasp.  Why wouldn't someone not want to take advantage of an account a bank might offer to put money aside for (Christmas or other reason)?  You make it sound like multiple bank relationships is nonsense, We have multiple savings and checking accounts at multiple banks, diversity s actually a good thing.  I'm sorry your experiences are so limited.   

 


 


iVillage Member
Registered: 01-08-2009
Mon, 12-02-2013 - 8:46am

    "What are aim/patties?"

    An auto-correct gaffe that I missed.  I fixed it, thanks.

    iVillage Member
    Registered: 11-26-2013
    Mon, 12-02-2013 - 8:46am

    I actually have been getting great deals on things at the store the day before Thanksgiving and then online last night before Cyber Monday. It takes a little bit of researching but you can find the deals without being out there at 3am fighting the crowds.

    iVillage Member
    Registered: 01-08-2009
    Mon, 12-02-2013 - 8:47am
    Why does it make sense to have a lot of different accounts at different banks, Jamblessed? What is the benefit?
    iVillage Member
    Registered: 01-08-2009
    Mon, 12-02-2013 - 8:49am
    "I am not really sure Bord how you wouldn't know how a Christmas account would work or how it would benefit many people (since it has been in existance for a long time). Just another way you try and put down people who don't manage their money like you do." Not a put down. More like a question. I said I didn't understand the appeal, because I couldn't see any benefits and they just sounded like a gimmick to me. Thanks to Marla, I now see why they make sense for some people.
    iVillage Member
    Registered: 11-26-2013
    Mon, 12-02-2013 - 8:51am

    Do you proofread your posts before posting them Bord? lol

    iVillage Member
    Registered: 01-08-2009
    Mon, 12-02-2013 - 8:53am
    "Do you proofread your posts before posting them Bord? lol" No, lol.
    iVillage Member
    Registered: 11-26-2013
    Mon, 12-02-2013 - 8:54am

    Why is it more logical to only have one account? I have one for my savings that is never touched and then one for bills that are yearly, half year, monthly and money for things that come up...car expenses, clothes, etc, etc. 

    iVillage Member
    Registered: 10-23-2001
    Mon, 12-02-2013 - 8:54am

    FDIC only insures to 250K at each institution, it used to be only 100,000. I thought you'd know this. Bank lessons, wise parents that actually lived this themselves, Really not that difficult bord.

     


     


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