Black Friday

iVillage Member
Registered: 11-26-2013
Black Friday
876
Fri, 11-29-2013 - 12:24pm

1. Did you do any shopping yesterday or today?

2. Do you have any leftovers? What is your favorite?

3. Do you have a budget for holiday gifts?

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iVillage Member
Registered: 11-26-2013
Mon, 12-02-2013 - 8:55am

A gimmick? How would it be a gimmick? 

iVillage Member
Registered: 11-26-2013
Mon, 12-02-2013 - 8:56am

Why would you not proofread your posts?

iVillage Member
Registered: 11-26-2013
Mon, 12-02-2013 - 8:57am

I know Jams. I would never think that would be a foreign concept to Bord. Even I know why people have multiple accounts and I am the "dumb one" with money on this board according to everyone bawahhhaaa...

iVillage Member
Registered: 10-23-2001
Mon, 12-02-2013 - 8:57am

turkeyday wrote:
<p>Why is it more logical to only have one account? I have one for my savings that is never touched and then one for bills that are yearly, half year, monthly and money for things that come up...car expenses, clothes, etc, etc. </p>

See, I didn't think this was that uncommon or "irrational", Lol.  A friend of mine has nicknames for her many accounts so she knows which is for mortgage, which is for household expenses, college, kids savings, their savings, etc.

 


 


iVillage Member
Registered: 11-26-2013
Mon, 12-02-2013 - 8:59am

Yep and then people put money in IRA's, money markets, CD's, etc. I didn't think a Christmas club was a foreign concept to anyone, especially someone who claims they are so good with money. I would have thought that would have been researched many years ago.

iVillage Member
Registered: 10-23-2001
Mon, 12-02-2013 - 9:00am
Well, she seems surprised that someone would have more than one account at more than one place. So yea, scratching my head about the whole money argument and where she stands, Lots of talk.

 


 


iVillage Member
Registered: 01-08-2009
Mon, 12-02-2013 - 9:01am
"FDIC only insures to 250K at each institution, it used to be only 100,000. I thought you'd know this. Bank lessons, wise parents that actually lived this themselves, Really not that difficult bord." Actually, it's 500K on joint accounts, and each type of account is insured separately, so IRA's and other investments are separate from checking accounts. We don't keep six figures in either of our checking accounts; we have only some short term savings held in banks, not six figure accounts. Our medium term liquid savings (for new car, six month emergency account, etc) is held in a money market fund.
iVillage Member
Registered: 11-26-2013
Mon, 12-02-2013 - 9:03am

So you DO have separate accounts but can't figure out why someone would have a separate account for Christmas? Bawhhhaaa...

iVillage Member
Registered: 01-08-2009
Mon, 12-02-2013 - 9:03am
"Well, she seems surprised that someone would have more than one account at more than one place. So yea, scratching my head about the whole money argument and where she stands, Lots of talk." I'm not confused about why people would have investments in more than one PLACE. Just about why those multiple places would be banks.
iVillage Member
Registered: 11-26-2013
Mon, 12-02-2013 - 9:04am

How do you know where ALL their money is though? My christmas account was at my credit union, which did pay more interest at that time many years ago. 

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